Hernando County property record for 3447 Palometa Dr, Hernando Beach, FL 34607
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,006 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2023 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R24-223-16-2370-0140-0040 |
| Primary APN | R24-223-16-2370-0140-0040 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | 00938418 |
|---|---|
| Street Address | 3447 PALOMETA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3654 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 140 LOT 4 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 140 |
| Legal Lot Number | 4 |
| Legal Unit | 13 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 22936 CLEAR ECHO DR UNIT 32, 32, BOCA RATON, FL 33433-6496 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Apr 26, 2023 | Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Apr 11, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Oct 20, 2021 | Warranty Deed, Transfer SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Sep 10, 2020 | Warranty Deed, Transfer SOUTHEAST TITLE/THE SUNCOAST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2023 |
| Deed Sale | Apr 26, 2023 |
| Prior Sale | Apr 11, 2022 · Amount on Record |
| Deed Document Number | 2023023489 |
| Deed Book / Page | 4289 / 617 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3447 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1300 E 9TH ST 800, 800, CLEVELAND, OH 44114-1501 |
| Document Number | 0041690433 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 4169/433 |
| Instrument | 2022036642 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 26, 2023 |
| Property Address | 3447 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0042890617 |
| Book / Page | 4289 / 617 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023023489 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | WOLLINKA WIKLE TTL INS AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2199 PUNTA PALMA CT, HOLIDAY, FL 34691 |
| Name | Verified Name |
|---|---|
| Address | 22936 CLEAR ECHO DR, BOCA RATON, FL 33433-6496 |
| Document Number | 0042890619 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4289/619 |
| Instrument | 2023023491 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 11, 2022 |
| Property Address | 3447 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0041540063 |
| Book / Page | 4154 / 63 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022027315 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22936 CLEAR ECHO DR UNIT 32, 32, BOCA RATON, FL 33433-6496 |
| Name | Verified Name |
|---|---|
| Address | 2911 PUNTA PALMA CT, HOLIDAY, FL 34691-8791 |
| Document Number | 0000415464 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 4154/64 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 20, 2021 |
| Property Address | 3447 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0040721590 |
| Book / Page | 4072 / 1590 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021078929 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Tax | $511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14438 DULCIMER CT, ORLANDO, FL 32837-7097 |
| Name | Verified Name |
|---|---|
| Address | 22936 CLEAR ECHO DR UNIT 32, 32, BOCA RATON, FL 33433-6496 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 3447 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0038851289 |
| Book / Page | 003885 / 001289 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 55520 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | SOUTHEAST TITLE/THE SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14438 DULCIMER CT ORLANDO FL 328377097, ORLANDO, FL 32837-7097 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,006.00 (-9.37%) | $70,500 (-3.59%) Land $70,500 | $70,500 (-3.59%) Land $70,500 |
| 2023 | $73,125 | ||
| 2022 | $1,110.00 | $73,125 Land $73,125 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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