Hernando County property record for 3423 Palometa Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,976 sqft · built 2009 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Sep 2021) |
| Tax Bill | $5,622 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R24-223-16-2370-0140-0070 |
| Primary APN | R24-223-16-2370-0140-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,976 sqft Living Area |
| Gross Area | 3,432 sqft |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 40 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco/Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00938445 |
|---|---|
| Street Address | 3423 PALOMETA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 140 LOT 7 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 140 |
| Legal Lot Number | 7 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3423 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 30, 2019 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2019 · Amount on Record |
| Deed Document Number | 202170868 |
| Deed Book / Page | 4058 / 1529 |
| Last Transfer Date | Jul 30, 2025 |
| Transfer Doc | 0045920634 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 3423 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0040581529 |
| Book / Page | 4058 / 1529 |
| Map Reference | MB 17 PG 70 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 2021070868 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4178 DES PREZ CT, HERNANDO BEACH, FL 34607-3341 |
| Name | Verified Name |
|---|---|
| Address | 3423 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0040581531 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 4058/1531 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 30, 2019 |
| Property Address | 3423 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0037551509 |
| Book / Page | 3755 / 1509 |
| Map Reference | MB 17 PG 70 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 2019060993 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SOUTHERN SECURITY TTL SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 SW 39TH PL, 104, CAPE CORAL, FL 33991-7616 |
| Name | Verified Name |
|---|---|
| Address | 3423 PALOMETA DR, HERNANDO BEACH, FL 34607-3654 |
| Document Number | 0037551511 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 3755/1511 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,622.00 (+1.88%) | $395,630 (-1.82%) Land $70,500 Building $325,130 | $395,630 (-1.82%) Land $70,500 Building $325,130 |
| 2023 | $402,961 Land $98,982 Building $303,979 | ||
| 2022 | $5,518.00 | $402,961 Land $73,125 Building $329,836 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures