3447 Mackenzie Xing, Cincinnati, OH 45245 Property Records

Clermont County property record for 3447 Mackenzie Xing, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,699 sqft · built 2003
Lot Size0.434 acres (18,905 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Jan 2023)
Tax Bill$6,768 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-13E-152

Property Details

APN / Parcel Number

Primary APN27-28-13E-152

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,699 sqft Living Area
1st Floor Area1,060 sqft
Basement Area460 sqft
Unfinished Basement460 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area18,905 sqft (0.434 acres)
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area106 sqft
Patio Area258 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3447 MACKENZIE XING
CityCINCINNATI
StateOH
Zip45245-3309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGENDARY RUN SECTION 2A; LOT 54
Legal SubdivisionLEGENDARY RUN
Legal Lot Number54
JurisdictionCLERMONT OH
Township / Civil DivisionPIERCE
Census Block Group3
Census Block3006
Census Tract41505

Owner

3447 Mackenzie Xing is owned and occupied by two individuals who bought it in January 2023.

Source: Clermont County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3447 MACKENZIE XING, CINCINNATI, OH 45245-3309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
US BANK
Jan 10, 2023Executor's Deed, Transfer · Conventional Mortgage
UMORTGAGE LLC
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2023 · Amount on File
Deed SaleJan 10, 2023 · Amount on File
Prior SaleApr 15, 2011 · Amount on File
Deed Document Number2023465
Deed Book / Page2936 / 5209
Prior Transfer DateJul 30, 2009
Prior Transfer Doc0000025371
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateAug 10, 2026
Property Address3447 MACKENZIE XING, CINCINNATI, OH 45245-3309
Document Number0000018169
Book / Page3030 / 4656
Instrument DateJul 21, 2026
Instrument202618169
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3447 MACKENZIE XING, CINCINNATI, OH 45245-3309

Mortgage

Document Number0000018169,
DateAug 10, 2026
Book Page3030/4656
Instrument202618169
Lender
NameUS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.49%
Max Rate-1%

January 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCLERMONT OH
Recording DateJan 10, 2023
Property Address3447 MACKENZIE XING, CINCINNATI, OH 45245-3309
Document Number0000000465
Book / Page2936 / 5209
Map ReferenceCAB 7 PG 159-163
Instrument DateJan 5, 2023
Instrument202300000465
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyNOT AVAILABLE, LTOC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3447 MACKENZIE CROSSING, CINCINNATI, OH 45245-3309

Mortgage

Document Number0000000466
DateJan 10, 2023
Instrument202300000466
Lender
NameUMORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address3447 MACKENZIE XING, CINCINNATI, OH 45245-3309
Transaction TypeMortgage
Record UpdatedMay 16, 2022
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005404
DateFeb 19, 2021
Book Page2869/5928
Instrument202100005404
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3447 Mackenzie Xing was $6,768 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionPierce Township
Unified School DistrictNew Richmond Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,768.00$152,470 Land $29,510 Building $122,960
2024$435,600 (-) Land $84,300 Building $351,300
2023$12,616.00 (+102.31%) Homeowner's exemption$152,470 (+23.9%) Land $29,510 Building $122,960$435,600 Land $84,300 Building $351,300
2022$6,236.00 Homeowner's exemption$123,060 Land $23,800 Building $99,260
2020$351,600 Land $68,000 Building $283,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3447 Mackenzie Xing in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3447 Mackenzie Xing is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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