34465 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 34465 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 1998
Lot Size	0.139 acres (6,065 sqft)
Owner	Individual Name on File
Last Sale	$380,500 (Sep 1998)
Tax Bill	$9,106 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87-99-24`

Property Details

APN / Parcel Number

Primary APN	`87-99-24`
Alternative APN	`087-0099-024-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,065 sqft (0.139 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	34465 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00024 BLK: TR: 6907
Legal Subdivision	TR 6907
Legal Tract	6907
Legal Lot Number	1-60
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	440337

Owner

34465 Valley Oaks Loop is owned and occupied by an individual who acquired it in April 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 31, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 1998 · Amount on File
Deed Sale	Sep 10, 1998 · Amount on File
Deed Document Number	1998313837
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000148762
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000161947
Date	Sep 23, 2022
Instrument	2022161947

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018663
Date	Jan 31, 2018
Instrument	2018018663

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000220900
Date	Sep 3, 2020
Instrument	2020220900

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 15, 2021
Property Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000148762
Map Reference	MB 235 PG 51-54
Instrument Date	Apr 8, 2021
Instrument	2021148762
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34465 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000148763
Date	Apr 15, 2021
Instrument	2021148763

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 34465 Valley Oaks Loop was $9,106 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,296 (+0.85%) Land $182,442 Building $440,854
2025	$9,106.00 Homeowner's exemption	$611,075 Land $178,865 Building $432,210
2023	$9,164.00 Homeowner's exemption	$587,352 Land $171,921 Building $415,431	$1,454,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34465 Valley Oaks Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34465 Valley Oaks Loop is moderate, ranking above 58% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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