34457 Valley Oaks Loop, Union City, CA 94587 Property Records

Alameda County property record for 34457 Valley Oaks Loop, Union City, CA 94587

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 1998
Lot Size	0.146 acres (6,340 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Jun 2009)
Tax Bill	$11,396 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87-99-22`

Property Details

APN / Parcel Number

Primary APN	`87-99-22`
Alternative APN	`087-0099-022-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,340 sqft (0.146 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	34457 VALLEY OAKS LOOP
City	UNION CITY
State	CA
Zip	94587-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00022 BLK: TR: 6907
Legal Tract	6907
Legal Lot Number	1-60
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1007
Census Tract	440337

Owner

34457 Valley Oaks Loop is owned and occupied by an individual who acquired it in April 2021.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	34457 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2009 · Amount on File
Deed Sale	Jun 23, 2009 · Amount on File
Prior Sale	Dec 17, 2008 · Amount on File
Deed Document Number	2009197308
Last Transfer Date	Apr 22, 2021
Transfer Doc	0000169505
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	34457 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34457 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000306502
Date	Sep 10, 2021
Instrument	2021306502

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Apr 30, 2021
Property Address	34457 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016
Document Number	0000169505
Map Reference	MB 235 PG 51-54
Instrument Date	Apr 22, 2021
Instrument	2021169505
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34457 VALLEY OAKS LOOP, UNION CITY, CA 94587-8016

Mortgage

Document Number	0000169506
Date	Apr 30, 2021
Instrument	2021169506

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 34457 Valley Oaks Loop was $11,396.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,185 (+2%) Land $240,355 Building $560,830
2025	$11,396.00	$785,478 Land $235,643 Building $549,835
2023	$11,316.00	$754,984 Land $226,495 Building $528,489	$1,367,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34457 Valley Oaks Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34457 Valley Oaks Loop is moderate, ranking above 58% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, RobinsonHSS.

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