3446 Phyllis Cir, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 3446 Phyllis Cir, Camp Verde, AZ 86322

Property Summary

Property Type	Single Family Home
Details	1,350 sqft · built 2005
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2024)
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`404-13-454`

Property Details

APN / Parcel Number

Primary APN	`404-13-454`
Alternative APNs	`4041345400` `404134540`

Interior

Stories	1 Story
Building Area	1,350 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	404134540
Street Address	3446 PHYLLIS CIR
City	CAMP VERDE
State	AZ
Zip	86322-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAVE VIEW ESTATES LOT 1 CONT .38AC SEC 11-13-5E M&P 39/63
Legal Range	05E
Legal Township	13
Legal Section	11
Legal Subdivision	CAVE VIEW ESTATE
Legal Lot Number	1
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	2
Census Block	2011
Census Tract	1602

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3446 PHYLLIS CIR, CAMP VERDE, AZ 86322-6201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUNSTREET MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Jul 9, 2015 · Amount on Record
Deed Document Number	202423669
Prior Transfer Date	Nov 15, 2006
Prior Transfer Doc	0004083473
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3446 PHYLLIS CIR, CAMP VERDE, AZ 86322-6201
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3446 PHYLLIS CIR, CAMP VERDE, AZ 86322-6201

Mortgage

Document Number	0000058738
Date	Aug 17, 2021
Instrument	2021-0058738

Lender

Name	SUNSTREET MORTGAGE LLC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	3446 PHYLLIS CIR, CAMP VERDE, AZ 86322-6201
Document Number	0000032377
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3446 PHYLLIS CIR CAMP VERDE AZ 863226201, CAMP VERDE, AZ 86322-6201

Mortgage

Document Number	0000032377
Date	Jun 15, 2020
Instrument	32377

Lender

Name	DESERT FIN'L FCU
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Camp Verde Town
Unified School District	Camp Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$29,570 (-2.09%)	$295,702 (-2.09%) Land $40,219 Building $255,483
2026		$30,201 (+2.36%)	$302,005 (+2.35%) Land $42,170 Building $259,835
2025	$1,226.00 (+6.06%)	$29,506 Land $4,671 Building $24,835	$295,065 Land $46,713 Building $248,352
2024	$1,156.00 (+9.78%)
2022	$1,053.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2019
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERDE LAKES WATER - DINKY CREEK private · serves 875 people · EPA ID AZ0413059
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verde Valley Internet Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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