Santa Clara County property record for 3446 Pepper Tree Ln, San Jose, CA 95127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,075 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Jul 2016) |
| Tax Bill | $10,187 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 599-15-103 |
| Primary APN | 599-15-103 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 3446 PEPPER TREE LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95127-1133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | TRACT 1109 COUNTRY CLUB GARDENS BOOK 41 PAGE 48 PAGE 50 LOT 187 |
| Legal Subdivision | COUNTRY CLUB GARDENS |
| Legal Tract | 1109 |
| Legal Lot Number | 187 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 503802 |
3446 Pepper Tree Ln is owned and occupied by two individuals who bought it in July 2016.
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3446 PEPPER TREE LN, SAN JOSE, CA 95127-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2016 · Amount on File |
| Deed Sale | Jul 22, 2016 · Amount on File |
| Prior Sale | May 13, 2016 · Amount on File |
| Deed Document Number | 201623376670 |
| Prior Transfer Date | Dec 20, 2012 |
| Prior Transfer Doc | 0022099297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 3446 PEPPER TREE LN, SAN JOSE, CA 95127-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0023728514 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 23728514 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3446 Pepper Tree Ln was $10,187 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Elementary School District | Berryessa Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $698,433 (+2%) Land $568,219 Building $130,214 | |
| 2025 | $10,187.00 Homeowner's exemption | $684,739 Land $557,078 Building $127,661 |
| 2023 | $9,822.00 (+0.55%) Homeowner's exemption | $658,151 Land $535,447 Building $122,704 |
| 2022 | $9,768.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3446 Pepper Tree Ln in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3446 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 1,000 / 200 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, Sonic Telecom, T-Mobile.
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