3434 Pepper Tree Ln, San Jose, CA 95127 Property Records

Santa Clara County property record for 3434 Pepper Tree Ln, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,088 sqft · built 1954
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$920,000 (Mar 2021)
Tax Bill	$13,942 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`599-15-101`

Property Details

APN / Parcel Number

Primary APN	`599-15-101`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3434 PEPPER TREE LN
City	SAN JOSE
State	CA
Zip	95127-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	TRACT 1109 COUNTRY CLUB GARDENS BOOK 41 PAGE 48 PAGE 50 LOT 189
Legal Subdivision	COUNTRY CLUB GARDENS
Legal Tract	1109
Legal Lot Number	189
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	503802

Owner

3434 Pepper Tree Ln is owned and occupied by an individual who acquired it in November 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 19, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on File
Deed Sale	Mar 11, 2021 · Amount on File
Deed Document Number	202124868456
Last Transfer Date	Nov 29, 2021
Transfer Doc	0025186402
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 6, 2021
Property Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133
Document Number	0025186402
Map Reference	MB 41 PG 48
Instrument Date	Nov 29, 2021
Instrument	25186402
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133

Mortgage

Document Number	0025186403
Date	Dec 6, 2021
Instrument	25186403

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 11, 2021
Property Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133
Document Number	0024868456
Map Reference	MB 41 PG 48-50
Instrument Date	Mar 4, 2021
Instrument	24868456
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133

Mortgage

Document Number	0024868457
Date	Mar 11, 2021
Instrument	24868457

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 19, 2017
Property Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133
Document Number	0023780438
Instrument Date	Oct 19, 2017
Instrument	23780438
Transaction Type	Transfer
Record Updated	Oct 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3434 PEPPER TREE LN SAN JOSE CA 951271133, SAN JOSE, CA 95127-1133

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 19, 2017
Property Address	3434 PEPPER TREE LN, SAN JOSE, CA 95127-1133
Document Number	0023780437
Instrument Date	Oct 7, 2017
Instrument	23780437
Transaction Type	Transfer
Record Updated	Oct 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11467 CYPRESS WOODS DR SAN DIEGO CA 921313535, SAN DIEGO, CA 92131-3535

Tax Assessment & Valuation

The 2025 property tax bill for 3434 Pepper Tree Ln was $13,942 with a homeowner's exemption, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,020,254 (+2%) Land $817,935 Building $202,319
2025	$13,942.00 (+1.63%) Homeowner's exemption	$1,000,250 Land $801,898 Building $198,352
2024	$13,718.00 (+1.72%)
2023	$13,486.00 (-0.29%) Homeowner's exemption	$961,410 Land $770,760 Building $190,650
2022	$13,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3434 Pepper Tree Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3434 Pepper Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: T-Mobile, Verizon.

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