3445 N 975 E, Layton, UT 84040 Property Records

Davis County property record for 3445 N 975 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,143 sqft · built 2002
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$639,764 (May 2025)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-241-0135`

Property Details

APN / Parcel Number

Primary APN	`09-241-0135`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
Basement Area	737 sqft
Unfinished Basement	737 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Golf Course
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3445 N 975 E
City	LAYTON
State	UT
Zip	84040-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 135, EASTRIDGE ESTATES NO 6. CONTAINS 0.22 ACRES
Legal Subdivision	EASTRIDGE ESTATES NO 6
Legal Lot Number	135
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1003
Census Tract	125103

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3119 N WHITETAIL DR, LAYTON, UT 84040-4925
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 28, 2023	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
May 15, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU
Nov 23, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Nov 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Nov 23, 2021 · Amount on Record
Deed Document Number	20253617336
Deed Book / Page	8750 / 229
Prior Transfer Date	Feb 29, 2016
Prior Transfer Doc	06462/0592
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	FIRST AMERICAN-OREM CTR STR, FIRST AMERICAN OREM CENTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 N 975 E, LAYTON, UT 84040-6536

Mortgage

Document Number	08963/1459
Date	Mar 30, 2026
Book Page	8963/1459
Instrument	3661125

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL LEGEND HILLS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008325/229
Date	Aug 28, 2023
Book Page	8325/229
Instrument	3541829

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 15, 2025
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Document Number	008750/229
Book / Page	8750 / 229
Instrument Date	May 14, 2025
Instrument	3617336
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL LEGEND HILLS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3119 N WHITETAIL DR, LAYTON, UT 84040-4925

Mortgage

Document Number	0003617337
Date	May 15, 2025
Instrument	3617337

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SECURITY 1TTLE OF DAVIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 N 975 E, LAYTON, UT 84040-6536

Mortgage

Document Number	07233/0614
Date	Apr 3, 2019
Book Page	7233/0614
Instrument	3151748

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 29, 2029

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Nov 23, 2021
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Document Number	007892/592
Book / Page	7892 / 592
Instrument Date	Nov 18, 2021
Instrument	3437459
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3445 N 975 E, LAYTON, UT 84040-6536

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Nov 23, 2021
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Document Number	007892/574
Book / Page	7892 / 574
Instrument Date	Nov 18, 2021
Instrument	3437457
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3445 N 975 E, LAYTON, UT 84040-6536

Mortgage

Document Number	0003437458
Date	Nov 23, 2021
Instrument	3437458

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Jan 13, 2017
Property Address	3445 N 975 E, LAYTON, UT 84040-6536
Document Number	0002995595
Book / Page	006682 / 001294
Instrument Date	Jan 13, 2017
Instrument	2995595
Transaction Type	Transfer
Record Updated	May 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3445 N 975 E LAYTON UT 840406536, LAYTON, UT 84040-6536

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,350 (+20.76%) Land $144,189 Building $118,161	$477,000 (+20.76%) Land $262,161 Building $214,839
2025	$2,069.00 (+4.97%)	$217,250 (-40.32%) Land $116,028 Building $101,222	$395,000 (+8.52%) Land $210,960 Building $184,040
2024	$1,971.00 (+0.97%)
2023	$1,952.00 (-3.65%)	$364,000 Land $150,067 Building $213,933	$364,000 Land $150,067 Building $213,933
2022	$2,026.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: Beehive Broadband, T-Mobile, Verizon.

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