3420 N 975 E, Layton, UT 84040 Property Records

Davis County property record for 3420 N 975 E, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 1987
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-164-0063`

Property Details

APN / Parcel Number

Primary APN	`09-164-0063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,305 sqft Living Area

Exterior

Year Built	Built 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3420 N 975 E
City	LAYTON
State	UT
Zip	84040-6536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 63, EASTRIDGE ESTATES NO 2. CONT. 0.19 ACRES
Legal Subdivision	EASTRIDGE ESTATES 2
Legal Lot Number	63
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1003
Census Tract	125103

Owner

Source: Davis County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3420 N 975 E, LAYTON, UT 84040-6536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Feb 27, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 21, 2006
Deed Sale	Feb 21, 2006
Prior Sale	May 11, 1999
Deed Document Number	2146346
Deed Book / Page	3975 / 0397
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3420 N 975 E, LAYTON, UT 84040-6536
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07799/1757
Date	Jul 12, 2021
Book Page	7799/1757
Instrument	3398903

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3420 N 975 E, LAYTON, UT 84040-6536
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 N 975 E, LAYTON, UT 84040-6536

Mortgage

Document Number	008695/558
Date	Feb 27, 2025
Book Page	8695/558
Instrument	3607292

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+5.3%)	$215,050 (-39.59%) Land $98,897 Building $116,153	$391,000 (+9.83%) Land $179,813 Building $211,187
2024	$1,945.00 (+1.83%)
2023	$1,910.00 (-3.68%)	$356,000 Land $127,966 Building $228,034	$356,000 Land $127,966 Building $228,034
2022	$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Senawave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: Beehive Telephone Companies, T-Mobile USA, Verizon.

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