Osceola County property record for 3445 Edsel Ave, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,792 sqft · built 2001 |
| Lot Size | 2.34 acres (102,105 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $164,000 (Oct 2001) |
| Tax Bill | $4,346 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87803 |
| Primary APN | 87803 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Heated Area |
| Gross Area | 2,691 sqft |
| 1st Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 102,105 sqft (2.34 acres) |
| Lot Dimensions | 623 ft deep x 164 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Deck Area | 862 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Pole Barn | 460 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87803 |
|---|---|
| Street Address | 3445 EDSEL AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 N 1/2 OF LOT 75 LESS W 5 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 43304 |
Source: Osceola County records · APN 87803
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3445 EDSEL AVE, SAINT CLOUD, FL 34772-7346 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2001 · Amount on Record |
| Deed Sale | Oct 02, 2001 · Amount on Record |
| Prior Sale | Dec 18, 2000 |
| Deed Document Number | 0193800966 |
| Deed Book / Page | 01938 / 00966 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3445 EDSEL AVE, SAINT CLOUD, FL 34772-7346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3445 EDSEL AVE, SAINT CLOUD, FL 34772-7346 |
| Document Number | 0059282093 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | 5928/2093 |
| Instrument | 2021050937 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,346.00 (+87.09%) Homeowner's exemption | $350,377 (+116.22%) | $542,700 (+57.53%) Land $118,400 Building $424,300 |
| 2023 | $2,323.00 (+4.92%) Homeowner's exemption | $162,045 (+3%) | $344,500 (+18.83%) Land $117,200 Building $227,300 |
| 2022 | $2,214.00 Homeowner's exemption | $157,326 | $289,900 Land $93,800 Building $196,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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