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3365 Edsel Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3365 Edsel Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,978 sqft · built 2007
Lot Size2.34 acres (102,366 sqft)
Owner2 Owner Names on File
Last Sale$178,000 (Jun 2013)
Tax Bill$2,909 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN87764

Property Details

APN / Parcel Number

Primary APN87764
Alternative APN
  • 252630507000010540

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,978 sqft Heated Area
Gross Area2,808 sqft
1st Floor Area1,978 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area102,366 sqft (2.34 acres)
Garage TypeFinished
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area324 sqft
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number87764
Street Address3365 EDSEL AVE
CitySAINT CLOUD
StateFL
Zip34772-8110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR EST UNIT 1 PB 1 PG 363 N 1/2 OF LOT 54 LESS W 5 FT FOR R/W
Legal Range30E
Legal Township26S
Legal Section25
Legal SubdivisionST CLOUD MANOR EST 1
Legal Tract5070
Legal Block1
Legal Lot Number54
Legal Unit1P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1024
Census Tract43304

Owner

Source: Osceola County records · APN 87764

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3365 EDSEL AVE, SAINT CLOUD, FL 34772-8110
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Jun 27, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2013 · Amount on Record
Deed SaleJun 11, 2013 · Amount on Record
Deed Document Number2013091878
Deed Book / Page4455 / 2179
Record UpdatedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3365 EDSEL AVE, SAINT CLOUD, FL 34772-8110
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3365 EDSEL AVE, SAINT CLOUD, FL 34772-8110
InvestorPossibly a Property Investor

Mortgage

Document Number0060150603
DateAug 03, 2021
Book Page6015/603
Instrument2021119946
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3365 EDSEL AVE, SAINT CLOUD, FL 34772-8110
Document Number0053772609
Instrument DateJun 27, 2018
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3365 EDSEL AVE ST CLOUD FL 347728110, ST CLOUD, FL 34772-8110

Mortgage

Document Number0053772609
DateAug 02, 2018
Book Page005377/002609
Instrument117722
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,909.00 (+8.18%) Homeowner's exemption$199,452 (+5.99%)$441,100 (+3.23%) Land $119,700 Building $321,400
2023$2,689.00 (+10.66%) Homeowner's exemption$188,186 (+8.9%)$427,300 (+23%) Land $119,700 Building $307,600
2022$2,430.00 Homeowner's exemption$172,802$347,400 Land $94,800 Building $252,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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