3445 E Spruce St, Seattle, WA 98122 Property Records

King County property record for 3445 E Spruce St, Seattle, WA 98122

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,440 sqft · built 1948
Lot Size	0.095 acres (4,146 sqft)
Owner	Individual Name on Record
Last Sale	$633,550 (Jun 2017)
Tax Bill	$8,034 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400300-0320`

Property Details

APN / Parcel Number

Primary APN	`400300-0320`
Alternative APN	`400300032002`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	4,146 sqft (0.095 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	400300032002
Street Address	3445 E SPRUCE ST
City	SEATTLE
State	WA
Zip	98122-6553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	LAKE DELL ADD LOT 32 & POR LOT 33 LY WLY OF FOLG LN - BAAP ON SLY LN SD LOT 33 AAP 22.48 FT ELY (AS MEAS ALG SD SLY LN) OF SW COR THOF TH N 11-30-46 W 55.88 FT TAP ON NLY LN SD LOT 33 WCH IS 21.50 FT ELY (AS MEAS ALG SD NLY LN) OF NW COR THOF & TERM
Legal Range	04
Legal Township	25
Legal Section	34
Legal Subdivision	LAKE DELL ADD
Legal Block	5
Legal Lot Number	32-33
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1036
Census Tract	7800

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3445 E SPRUCE ST, SEATTLE, WA 98122-6553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · ARM GUILD MORTGAGE CO
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Jul 31, 1989
Deed Document Number	20171756
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	3445 E SPRUCE ST, SEATTLE, WA 98122-6553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001965
Date	Apr 29, 2020
Instrument	20200429001965

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jun 29, 2017
Property Address	3445 E SPRUCE ST, SEATTLE, WA 98122-6553
Document Number	0000001756
Map Reference	VOL4 PG81
Instrument Date	Jun 27, 2017
Instrument	20170629001756
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CW TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 E SPRUCE ST, SEATTLE, WA 98122-6553

Mortgage

Document Number	0000001757
Date	Jun 29, 2017
Instrument	20170629001757

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,034.00 (+7.56%)
2025		$748,000 (-) Land $744,000 Building $4,000	$748,000 (-) Land $744,000 Building $4,000
2024	$7,469.00 (+5.75%)	$748,000 (-7.31%) Land $744,000 Building $4,000	$748,000 (-7.31%) Land $744,000 Building $4,000
2022	$7,063.00	$807,000 Land $694,000 Building $113,000	$807,000 Land $694,000 Building $113,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

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