3202 E Spruce St, Seattle, WA 98122 Property Records

King County property record for 3202 E Spruce St, Seattle, WA 98122

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,210 sqft · built 1915
Lot Size0.095 acres (4,125 sqft)
Owner2 Individual Names on Record
Last Sale$999,000 (Aug 2016)
Tax Bill$18,358 (2026)
Deeds & MortgagesFeb 2026 Second Mortgage
Dec 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN400350-0040

Property Details

APN / Parcel Number

Primary APN400350-0040
Alternative APN
  • 400350004000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths3 Half Baths
Stories2 Stories
Building Area3,210 sqft Living Area
1st Floor Area950 sqft
2nd Floor Area910 sqft
Upper Floors Area440 sqft
Basement Area910 sqft
Finished Basement910 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2019
Lot Area4,125 sqft (0.095 acres)
Garage TypeDetached
Garage Area380 sqft
PorchOpen Porch
Porch Area260 sqft
Deck Area170 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number400350004000
Street Address3202 E SPRUCE ST
CitySEATTLE
StateWA
Zip98122-6323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionLAKE DELL ADD REPLAT OF BLK 6 8 & S 37 1/2 FT OF W 30 FT OF 9
Legal Range04
Legal Township25
Legal Section34
Legal SubdivisionLAKE DELL ADD REPLAT OF BLK 6
Legal Block6
Legal Lot Number8-9
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group1
Census Block1032
Census Tract7800

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3202 E SPRUCE ST, SEATTLE, WA 98122-6323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
IDAHO CENTRAL CU
Dec 5, 2022Deed of Trust, Mortgage · Line of Credit
SEATTLE METROPOLITAN CU
Jan 11, 2021Deed of Trust, Mortgage
SEATTLE CU
Sep 19, 2018Deed of Trust, Mortgage · Conventional Mortgage
SEATTLE METROPOLITAN CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2016 · Amount on Record
Deed SaleAug 26, 2016 · Amount on Record
Prior SaleJun 29, 2009 · Amount on Record
Deed Document Number20161338
Prior Transfer DateApr 11, 2008
Prior Transfer Doc0000001112
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3202 E SPRUCE ST, SEATTLE, WA 98122-6323
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000272
DateFeb 19, 2026
Instrument20260219000272
Lender
NameIDAHO CENTRAL CU
TypeCredit Union
AddressPOCATELLO, ID 83206
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term217 Months
DueMar 1, 2044

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3202 E SPRUCE ST, SEATTLE, WA 98122-6323
Transaction TypeMortgage
Record UpdatedDec 15, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000570
DateDec 5, 2022
Instrument20221205000570
Lender
NameSEATTLE METROPOLITAN CU
TypeCredit Union
AddressSEATTLE, WA 98134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3202 E SPRUCE ST, SEATTLE, WA 98122-6323
Document Number0000002437
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3202 E SPRUCE ST SEATTLE WA 981226323, SEATTLE, WA 98122-6323

Mortgage

Document Number0000002437
DateJan 15, 2021
Instrument202101152437
Lender
NameSEATTLE CU
Address1521 1ST AVE S # 500, SEATTLE, WA 98134-1473
Agreement
AmountAmount Recorded
Term360 Months
DueJan 14, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address3202 E SPRUCE ST, SEATTLE, WA 98122-6323
Document Number0000000257
Instrument DateSep 19, 2018
Transaction TypeMortgage
Record UpdatedOct 3, 2018
Title CompanyTICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3202 E SPRUCE ST SEATTLE WA 981226323, SEATTLE, WA 98122-6323

Mortgage

Document Number0000000257
DateSep 24, 2018
Instrument201809240257
Lender
NameSEATTLE METROPOLITAN CU
TypeCredit Union
AddressSEATTLE, WA 98134
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 23, 2033

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,358.00 (+11.03%)
2025$1,790,000 (+3.23%) Land $584,000 Building $1,206,000$1,790,000 (+3.23%) Land $584,000 Building $1,206,000
2024$16,534.00 (+5.46%)$1,734,000 (-7.17%) Land $584,000 Building $1,150,000$1,734,000 (-7.17%) Land $584,000 Building $1,150,000
2022$15,678.00$1,868,000 Land $545,000 Building $1,323,000$1,868,000 Land $545,000 Building $1,323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (1997–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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