3445 E Bay Dr, #B, Largo, FL 33771 Property Records

Pinellas County property record for 3445 E Bay Dr, #B, Largo, FL 33771

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 5,000 sqft · built 1976
Lot Size	0.253 acres (11,034 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Dec 2021)
Tax Bill	$10,125 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-4414-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-4414-3`
Alternative APNs	`36-29-15-28116-000-0014` `R394241`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	5,000 sqft Heated Area
1st Floor Area	5,000 sqft
2nd Floor Area	2,400 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1989
Architectural Style	Other
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Footing
Roof Type	Rigid Frame Bar Joist
Roof Material	Composition Shingle
Lot Area	11,034 sqft (0.253 acres)
Lot Dimensions	222 ft deep x 49 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	R394241
Street Address	3445 E BAY DR STE B, B
City	LARGO
State	FL
Zip	33771-2053
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	FLORAL GARDENS UNIT 1 COMMERCIAL TRACT A LESS W 238FT & LESS E 265.46FT & LESS THAT PART DESC AS FROM NW COR OF SD TRACT A TH
Legal Range	15
Legal Township	29
Legal Section	36
Legal Subdivision	FLORAL GARDENS UNIT 1
Legal Tract	A
Legal Unit	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	25416

Owner

Source: Pinellas County records · APN C62-000-748-4414-3

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5283 OLD ASHWOOD DR, SARASOTA, FL 34233-3483
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	0218751412
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 03, 2022
Property Address	3445 E BAY DR STE B, B, LARGO, FL 33771-2053
Document Number	0218751412
Book / Page	21875 / 1412
Map Reference	MB 51 PG 9
Instrument Date	Dec 17, 2021
Instrument	2022001539
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 19TH AVE, 3, INDIAN ROCKS BEACH, FL 33785-2946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5283 OLD ASHWOOD DR, SARASOTA, FL 34233-3483

Mortgage

Document Number	0218751415
Date	Jan 03, 2022
Instrument	21875/1415

Lender

Name	JOANNA G TOMLIN TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,125.00 (+21.69%)	$535,000 (+21.59%)	$535,000 (+21.59%) Land $203,892 Building $331,108
2023	$8,320.00 (+6.65%)	$440,000 (+7.32%)	$440,000 (+7.32%) Land $199,041 Building $240,959
2022	$7,801.00	$410,000	$410,000 Land $201,202 Building $208,798

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030254161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 531 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.