3395 E Bay Dr, Largo, FL 33771 Property Records

Pinellas County property record for 3395 E Bay Dr, Largo, FL 33771 · Last verified April 2026

Property Summary

Property Type	Commercial Office
Details	2.5 ba · 8,152 sqft · built 1987
Lot Size	0.754 acres (32,862 sqft)
Owner	Company Name on File
Last Sale	$1,135,000 (Dec 2016)
Tax Bill	$16,708 (2025)
Deeds & Mortgages	May 2019 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-4412-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-4412-7`
Alternative APNs	`36-29-15-28116-000-0011` `291536281160000011` `R394238`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	8,152 sqft Gross Area
1st Floor Area	7,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gambrel
Roof Material	Metal
Lot Area	32,862 sqft (0.754 acres)
Lot Dimensions	212 ft deep x 155 ft wide
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Central

Location & Zoning

Account Number	R394238
Street Address	3395 E BAY DR
City	LARGO
State	FL
Zip	33771-1948
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	FLORAL GARDENS UNIT 1 E 155FT OF W 193FT OF TR A LESS N 13FT FOR R/W PER OR 6814/2332
Legal Range	15E
Legal Township	29S
Legal Section	36
Legal Subdivision	FLORAL GARDENS UNIT 1
Legal Tract	A
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1004
Census Tract	25416

Owner

Source: Pinellas County records · APN C62-000-748-4412-7

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3395 E BAY DR, LARGO, FL 33771-1948
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Trustee's Deed, Construction Loan · Line of Credit HARVEST COM'L CAP LLC
May 13, 2019	Deed of Trust, Mortgage HARVEST COM'L CAP LLC
May 13, 2019	Deed of Trust, Mortgage HARVEST COM'L CAP LLC
Jan 03, 2017	Warranty Deed, Transfer EDGEWOOD V FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 2016 · Amount on Record
Deed Sale	Dec 01, 2016 · Amount on Record
Prior Sale	Jul 18, 2007 · Amount on Record
Deed Book / Page	19469 / 1940
Prior Transfer Date	Apr 27, 2007
Prior Transfer Doc	0157720695
Record Updated	Jun 08, 2026

May 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	May 31, 2019
Property Address	3395 E BAY DR, LARGO, FL 33771-1948
Document Number	0205590087
Book / Page	020559 / 000087
Instrument Date	May 13, 2019
Instrument	171631
Transaction Type	Construction Loan
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3387-3395 E BAY DR LARGO FL 337711948, LARGO, FL 33771-1948

Mortgage

Document Number	205590087
Date	May 31, 2019
Book Page	020559/000087
Instrument	171631

Lender

Name	HARVEST COM'L CAP LLC
Address	LAGUNA HILLS, CA 92653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 30, 2020

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3395 E BAY DR, LARGO, FL 33771-1948
Document Number	0205590069
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3387-3395 E BAY DR LARGO FL 337711948, LARGO, FL 33771-1948

Mortgage

Document Number	0205590069
Date	May 31, 2019
Book Page	020559/000069
Instrument	171628

Lender

Name	HARVEST COM'L CAP LLC
Address	LAGUNA HILLS, CA 92653

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 30, 2029

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3395 E BAY DR, LARGO, FL 33771-1948
Document Number	0206210701
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 01, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3395 E BAY DR LARGO FL 337711948, LARGO, FL 33771-1948

Mortgage

Document Number	0206210701
Date	Jul 19, 2019
Book Page	020621/000701
Instrument	229390

Lender

Name	HARVEST COM'L CAP LLC
Address	LAGUNA HILLS, CA 92653-3668

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2029

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jan 03, 2017
Property Address	3395 E BAY DR, LARGO, FL 33771-1948
Document Number	0194691940
Book / Page	019469 / 001940
Instrument Date	Dec 29, 2016
Instrument	1220
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,945.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3395 E BAY DR LARGO FL 337711948, LARGO, FL 33771-1948

Mortgage

Document Number	194691943,
Date	Jan 03, 2017
Book Page	019469/001943
Instrument	1221

Lender

Name	EDGEWOOD V FUNDING LLC
Address	132 OLD POST RD, SOUTHPORT, CT 06890-1302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,708.00 (+5.78%)	$880,000 (+9.32%) Land $477,427 Building $402,573	$880,000 (+9.32%) Land $477,427 Building $402,573
2024	$15,795.00 (+3.76%)
2023	$15,223.00 (+5.28%)	$805,000 (+5.92%)	$805,000 (+5.92%) Land $395,929 Building $409,071
2022	$14,460.00	$760,000	$760,000 Land $379,813 Building $380,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030254161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 531 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WOW Internet, Cable & Phone	Cable	1,200 / 50
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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