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3444 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3444 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,972 sqft · built 2016
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$227,799 (Jun 2016)
Tax Bill$4,908 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-30-0565-0001-4660

Property Details

APN / Parcel Number

Primary APN27-26-30-0565-0001-4660
Alternative APNs
  • 263027056500014660
  • 162367

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,972 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,492 sqft (0.172 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area28 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3444 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 3 PB 20 PGS 151-158 LOT 466
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 3
Legal Phase3
Legal Tract565
Legal Block4660
Legal Lot Number466
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2006
Census Tract43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3444 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Jul 18, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2016 · Amount on Record
Deed SaleJun 7, 2016 · Amount on Record
Prior SaleMay 1, 2016 · Amount on Record
Deed Document Number201685829
Deed Book / Page4972 / 257
Last Transfer DateJun 16, 2022
Transfer Doc0062521597
Record UpdatedJun 8, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3444 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050971826
DateFeb 3, 2017
Book Page5097/1826
Instrument2017019618
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 18, 2022
Property Address3444 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
Document Number0062521597
Book / Page6252 / 1597
Map ReferenceMB 20 PG 151
Instrument DateJun 16, 2022
Instrument2022109856
Transaction TypeTransfer
Record UpdatedAug 1, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3444 HARLEQUIN DR, 3444, SAINT CLOUD, FL 34772-7808

Transferred To (Grantee/Buyer)

NameVerified Name
Address3444 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808

Mortgage

Document Number0062521600
DateJul 18, 2022
Instrument6252/1600
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,908.00 (+2.29%) Homeowner's exemption$218,670 (+5.99%)$332,300 (+4.93%) Land $70,000 Building $262,300
2024$4,798.00 (+1.72%)
2023$4,717.00 (+2.52%) Homeowner's exemption$206,319 (+3%)$316,700 (+15.21%) Land $60,000 Building $256,700
2022$4,601.00 Homeowner's exemption$200,310$274,900 Land $55,000 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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