3442 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3442 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,547 sqft · built 2014
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$87,900 (Jan 2017)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`27-26-30-0565-0001-4670`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0565-0001-4670`
Alternative APNs	`263027056500014670` `162368`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,547 sqft Living Area
Gross Area	3,321 sqft
1st Floor Area	2,046 sqft
Upper Floors Area	501 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3442 HARLEQUIN DR
City	SAINT CLOUD
State	FL
Zip	34772-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 3 PB 20 PGS 151-158 LOT 467
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 3
Legal Phase	3
Legal Tract	565
Legal Block	4670
Legal Lot Number	467
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3442 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on Record
Deed Sale	Jan 30, 2017 · Amount on Record
Prior Sale	Aug 12, 2014 · Amount on Record
Deed Document Number	201716346
Deed Book / Page	5093 / 2353
Prior Transfer Date	Jan 29, 2017
Prior Transfer Doc	0050932353
Record Updated	Oct 29, 2026

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jan 30, 2017
Property Address	3442 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
Document Number	0050932353
Book / Page	5093 / 2353
Map Reference	MB20 PG151
Instrument Date	Jan 29, 2017
Instrument	2017016346
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$615.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 HARLEQUIN DR, SAINT CLOUD, FL 34772-7808
Investor	Possibly a Property Investor

Mortgage

Document Number	0050932356
Date	Jan 30, 2017
Instrument	5093/2356

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,697.00 (+3.61%) Homeowner's exemption	$193,601 (+5.99%)	$392,100 (+4.56%) Land $70,000 Building $322,100
2024	$2,603.00 (+2.89%)
2023	$2,530.00 (+3.86%) Homeowner's exemption	$182,666 (+3%)	$375,000 (+15.28%) Land $60,000 Building $315,000
2022	$2,436.00 Homeowner's exemption	$177,346	$325,300 Land $55,000 Building $270,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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