3443 Prather Dr, Jacksonville, FL 32216 Property Records

Duval County property record for 3443 Prather Dr, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1969
Lot Size	0.181 acres (7,869 sqft)
Owner	2 Individual Names on File
Last Sale	$125,900 (Nov 2003)
Tax Bill	$1,534 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`155310-0000`

Property Details

APN / Parcel Number

Primary APN	`155310-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,896 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,869 sqft (0.181 acres)
Lot Dimensions	115 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3443 PRATHER DR
City	JACKSONVILLE
State	FL
Zip	32216-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	32-72 56-3S-27E LORAN ESTATES UNIT THREE LOT 31 BLK 12
Legal Range	27E
Legal Township	03S
Legal Section	56
Legal Subdivision	LORAN ESTATES UNIT 03
Legal Block	12
Legal Lot Number	31
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1004
Census Tract	16002

Owner

3443 Prather Dr is owned and occupied by two individuals who bought it in November 2003.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3443 PRATHER DR, JACKSONVILLE, FL 32216-5532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2003 · Amount on File
Deed Sale	Nov 5, 2003 · Amount on File
Deed Document Number	2003362595
Deed Book / Page	11457 / 484
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3443 PRATHER DR, JACKSONVILLE, FL 32216-5532
Document Number	0190740779
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3443 PRATHER DR JACKSONVILLE FL 322165532, JACKSONVILLE, FL 32216-5532

Mortgage

Document Number	0190740779
Date	Jan 17, 2020
Book Page	019074/000779
Instrument	14008

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 16, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 3443 Prather Dr was $1,534 with a homeowner's exemption, up 15.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,257 (+2.7%)	$241,905 (-2.3%) Land $81,814 Building $160,091
2025	$1,534.00 (+15.86%) Homeowner's exemption	$106,385	$247,591 Land $85,000 Building $162,591
2024	$1,324.00 (+8.17%)
2023	$1,224.00 (+10.47%) Homeowner's exemption	$97,461 (+3%)	$226,491 (+8.33%) Land $95,000 Building $131,491
2022	$1,108.00 Homeowner's exemption	$94,623	$209,083 Land $95,000 Building $114,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3443 Prather Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2012–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3443 Prather Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20