3433 Prather Dr, Jacksonville, FL 32216 Property Records

Duval County property record for 3433 Prather Dr, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1969
Lot Size	0.181 acres (7,869 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (Jan 2025)
Tax Bill	$3,702 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`155309-0000`

Property Details

APN / Parcel Number

Primary APN	`155309-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	1,802 sqft
1st Floor Area	1,433 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1975
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,869 sqft (0.181 acres)
Lot Dimensions	115 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3433 PRATHER DR
City	JACKSONVILLE
State	FL
Zip	32216-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	32-72 56-3S-27E LORAN ESTATES UNIT THREE LOT 30 BLK 12
Legal Range	27E
Legal Township	03S
Legal Section	56
Legal Subdivision	LORAN ESTATES UNIT 03
Legal Block	12
Legal Lot Number	30
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1004
Census Tract	16002

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3433 PRATHER DR, JACKSONVILLE, FL 32216-5532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2025 · Amount on Record
Deed Sale	Jan 6, 2025 · Amount on Record
Prior Sale	May 3, 1999 · Amount on Record
Deed Document Number	20253489
Deed Book / Page	21318 / 303
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	3433 PRATHER DR, JACKSONVILLE, FL 32216-5532
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 PRATHER DR, JACKSONVILLE, FL 32216-5532

Mortgage

Document Number	0201680802
Date	Mar 2, 2022
Book Page	20168/802
Instrument	2022057470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,937 (-2.46%) Land $80,000 Building $142,937	$222,937 (-2.46%) Land $80,000 Building $142,937
2025	$3,702.00 (+12.93%) Homeowner's exemption	$228,564 (+10.61%) Land $85,000 Building $143,564	$228,564 (+7.03%) Land $85,000 Building $143,564
2024	$3,278.00 (+2.92%)
2023	$3,185.00 (+9.94%) Homeowner's exemption	$206,646 (+3.52%)	$213,555 (+6.98%) Land $95,000 Building $118,555
2022	$2,897.00 Homeowner's exemption	$199,625 Land $95,000 Building $104,625	$199,625 Land $95,000 Building $104,625

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	6 (2012–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20