3443 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3443 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Details5 bd · 3.5 ba · 3,354 sqft · built 1990
Lot Size0.524 acres (22,864 sqft)
Owner2 Individual Names on File
Tax Bill$14,078 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN013089 28.00-2-1.5

Property Details

APN / Parcel Number

Primary APN013089 28.00-2-1.5
Alternative APNs
  • 308902800000020010050000
  • 02800000020010050000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,354 sqft Living Area
1st Floor Area2,328 sqft
2nd Floor Area1,026 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area22,864 sqft (0.524 acres)
Lot Dimensions228 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area561 sqft
PorchSlab
Porch Area568 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02800000020010050000
Street Address3443 E LYDIUS ST
CitySCHENECTADY
StateNY
Zip12303-3560
Property CategoryOther
Property TypeUnknown
Legal DescriptionLOT 4 PARKSIDE ESTATES 3443 LYDIUS ST
Legal SubdivisionPARKSIDE ESTATES SUBDIVISION
Legal Block2
Legal Lot Number1.005
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group2
Census Block2032
Census Tract14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.00-2-1.5

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jan 21, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Nov 28, 2017Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Dec 03, 2018Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Jan 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TRUSTCO BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 26, 2016
Transfer Doc0000022935
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002010
DateDec 03, 2025
InstrumentR2025-22010
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 02, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560

Mortgage

Document Number0000006726
DateNov 17, 2022
InstrumentR2022-26726
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 07, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001539
DateJan 21, 2021
InstrumentR2021-01539
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028493
DateNov 28, 2017
InstrumentR2017-28493
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026630
DateDec 03, 2018
InstrumentR2018-26630
Lender
NameTRUSTCO BANK
TypeBank
AddressGREENFIELD, MA 01302
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3443 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001537
DateJan 21, 2020
InstrumentR2020-01537
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,078.00 Additional exemption filed$498,000 (-) Land $100,000 Building $398,000$664,000 (+13.33%) Land $133,333 Building $530,667
2023$498,000 Land $100,000 Building $398,000$585,882 Land $117,647 Building $468,235

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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