3431 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3431 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1991
Square Footage	2,512 sqft Living Area
Lot Size	25,603 sqft (0.587 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2001)
Tax Bill	$10,789.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 28.00-2-1.16`
Alternative APNs	`308902800000020010160000` `02800000020010160000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,512 sqft Living Area
1st Floor	1,320 sqft 1st Floor
2nd Floor	1,192 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	25,603 sqft (0.587 acres)
Depth X Width	243 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	560 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02800000020010160000
Street Address	3431 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-3560
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 TRALONGO FRAN 3431 LYDIUS ST
Legal Block	2
Legal Lot Number	1.016
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	2
Census Block	2032
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.00-2-1.16

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3431 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2001 · Amount on Record
Deed Sale	Aug 30, 2001 · Amount on Record
Deed Book / Page	2689 / 372
Last Transfer Date	Nov 17, 2005
Transfer Doc	0028250000000193
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3431 E LYDIUS ST, SCHENECTADY, NY 12303-3560
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 E LYDIUS ST, SCHENECTADY, NY 12303-3560

Mortgage

Document Number	0000000649
Date	Nov 13, 2025
Instrument	R2025-20649

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 20, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,789.00 (+11.81%)	$380,000 (-) Land $76,000 Building $304,000	$506,667 (+13.33%) Land $101,333 Building $405,334
2023		$380,000 (-) Land $76,000 Building $304,000	$447,059 (+7.06%) Land $89,412 Building $357,647
2022		$380,000 Land $76,000 Building $304,000	$417,582 Land $83,516 Building $334,066
2021	$9,649.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.