3442 Windmill Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 3442 Windmill Cir, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,450 sqft · built 1980
Lot Size	0.168 acres (7,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,400 (Dec 2025)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000C096240`

Property Details

APN / Parcel Number

Primary APN	`000C096240`
Alternative APNs	`03-0926-11-4-13-34-0000` `R0349020` `C096240` `C09624`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,450 sqft Living Area
Gross Area	2,579 sqft
1st Floor Area	1,295 sqft
Basement Area	1,284 sqft
Finished Basement	1,155 sqft
Unfinished Basement	129 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,322 sqft (0.168 acres)
View / Lot	Neighborhood / Spot
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	42 sqft
Deck Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3442 WINDMILL CIR
City	BILLINGS
State	MT
Zip	59102-6031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HARVEST SUBD 3RD FILING, S11, T01 S, R25 E, BLOCK 4, LOT 4
Legal Range	25E
Legal Township	01S
Legal Section	11
Legal Subdivision	HARVEST SUBD 3RD FILING
Legal Block	4
Legal Lot Number	4
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2002
Census Tract	1703

Owner

Source: Yellowstone County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3442 WINDMILL CIR, BILLINGS, MT 59102-6031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage MONTANA HOMWOWNERSHIP NETWORK
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 7, 2020	Deed of Trust, Mortgage FIRST FED'L BK&TR
Nov 21, 2018	Warranty Deed, Transfer FIRST FED'L BK&TR
Sep 13, 2017	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	20254121838
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	0003827255
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3442 WINDMILL CIR, BILLINGS, MT 59102-6031
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, FMT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 NORMA JEAN SQ E, BILLINGS, MT 59101-7383

Mortgage

Document Number	0004121840
Date	Dec 12, 2025
Instrument	4121840

Lender

Name	MONTANA HOMWOWNERSHIP NETWORK
Type	Non-Lending Institution
Address	GREAT FALLS, MT 59403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3442 WINDMILL CIR, BILLINGS, MT 59102-6031
Transaction Type	Mortgage
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, FMT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 NORMA JEAN SQ E, BILLINGS, MT 59101-7383

Mortgage

Document Number	0004121839
Date	Dec 12, 2025
Instrument	4121839

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3442 WINDMILL CIR, BILLINGS, MT 59102-6031
Document Number	0003927596
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3442 WINDMILL CIR BILLINGS MT 591026031, BILLINGS, MT 59102-6031

Mortgage

Document Number	0003927596
Date	Jul 13, 2020
Instrument	3927596

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 21, 2018
Property Address	3442 WINDMILL CIR, BILLINGS, MT 59102-6031
Document Number	0003868921
Instrument Date	Nov 19, 2018
Instrument	3868921
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3442 WINDMILL CIR BILLINGS MT 591026031, BILLINGS, MT 59102-6031

Mortgage

Document Number	3868922
Date	Nov 21, 2018
Instrument	3868922

Lender

Name	FIRST FED'L BK&TR
Address	SHERIDAN, WY 82801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 13, 2017
Property Address	3442 WINDMILL CIR, BILLINGS, MT 59102-6031
Document Number	0003827255
Instrument Date	Sep 7, 2017
Instrument	3827255
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3442 WINDMILL CIR BILLINGS MT 591026031, BILLINGS, MT 59102-6031

Mortgage

Document Number	3827256
Date	Sep 13, 2017
Instrument	3827256

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,800 (-) Land $47,036 Building $323,764	$370,800 (-) Land $47,036 Building $323,764
2025	$2,690.00 (-8.32%)	$370,800 (+12.77%) Land $47,036 Building $323,764	$370,800 (+12.77%) Land $47,036 Building $323,764
2023	$2,934.00	$328,800	$328,800 Land $46,949 Building $281,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Ziply Fiber.

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