3432 Windmill Cir, Billings, MT 59102 Property Records

Yellowstone County property record for 3432 Windmill Cir, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,818 sqft · built 1981
Lot Size	0.168 acres (7,322 sqft)
Owner	2 Individual Names on Record
Last Sale	$323,119 (Sep 2026)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000C096250`

Property Details

APN / Parcel Number

Primary APN	`000C096250`
Alternative APNs	`03-0926-11-4-13-33-0000` `R0349021` `C096250` `C09625`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,416 sqft
1st Floor Area	1,220 sqft
Basement Area	1,196 sqft
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Frame/Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,322 sqft (0.168 acres)
View / Lot	Neighborhood / Spot
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3432 WINDMILL CIR
City	BILLINGS
State	MT
Zip	59102-6031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	HARVEST SUBD 3RD FILING, S11, T01 S, R25 E, BLOCK 4, LOT 5
Legal Range	25E
Legal Township	01S
Legal Section	11
Legal Subdivision	HARVEST SUBD 3RD FILING
Legal Block	4
Legal Lot Number	5
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2002
Census Tract	1703

Owner

Source: Yellowstone County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3432 LONDMILL CIR, BILLINGS, MT 59102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit ALTANA FEDERAL CREDIT UNION
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Jul 26, 2012 · Amount on Record
Deed Document Number	20264147191
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 23, 2026
Property Address	3432 WINDMILL CIR, BILLINGS, MT 59102-6031
Document Number	0004147191
Instrument Date	Sep 23, 2026
Instrument	20264147191
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004147191,
Date	Sep 23, 2026
Instrument	20264147191

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 27, 2026
Property Address	3432 WINDMILL CIR, BILLINGS, MT 59102-6031
Document Number	0004140173
Instrument Date	Jul 27, 2026
Instrument	20264140173
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	STEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3432 WINDMILL CIR, BILLINGS, MT 59102-6031

Mortgage

Document Number	0004140173,
Date	Jul 27, 2026
Instrument	20264140173

Lender

Name	ALTANA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3432 WINDMILL CIR, BILLINGS, MT 59102-6031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003936443
Date	Aug 31, 2020
Instrument	3936443

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00 (-21.23%)	$339,900 (-) Land $47,036 Building $292,864	$339,900 (-) Land $47,036 Building $292,864
2025	$2,511.00 (-27.18%)	$339,900 (+4.84%) Land $47,036 Building $292,864	$339,900 (+4.84%) Land $47,036 Building $292,864
2024	$3,448.00 (+19.18%)
2023	$2,893.00	$324,200	$324,200 Land $46,949 Building $277,251

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon, Ziply Fiber.

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