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3442 Jones Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3442 Jones Rd, Dunkirk, MD 20754 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,914 sqft · built 1990
Lot Size1.43 acres (62,291 sqft)
Owner2 Individual Names on File
Last Sale$257,500 (Aug 1990)
Tax Bill$6,369 (2025)
Deeds & MortgagesAug 2019 Loan Modification
Feb 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-120651

Property Details

APN / Parcel Number

Primary APN03-120651
Alternative APNs
  • 3120651
  • 120651

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,914 sqft Total Area
Basement Area714 sqft
Finished Basement714 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area62,291 sqft (1.43 acres)
Garage TypeBuilt-in
Garage Area423 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area280 sqft
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number120651
Street Address3442 JONES RD
CityDUNKIRK
StateMD
Zip20754-9331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 PLAT 1 SMITHVILLE
Legal SubdivisionSMITHVILLE 1
Legal Lot Number8
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group3
Census Block3011
Census Tract860103

Owner

Source: Calvert County records · APN 03-120651

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3442 JONES RD, DUNKIRK, MD 20754-9331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2019Loan Modification, Mortgage · Conventional Mortgage
MANUFACTURERS & TRADERS TR
Feb 09, 2018Loan Modification, Mortgage · Line of Credit
MANUFACTURERS TRADE & TR
Mar 03, 2017Loan Modification, Mortgage · Conventional Mortgage
MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 1990 · Amount on Record
Deed SaleAug 08, 1990 · Amount on Record
Deed Book / Page527 / 655
Record UpdatedSep 20, 2026

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address3442 JONES RD, DUNKIRK, MD 20754-9331
Document Number0054180318
Instrument DateAug 07, 2019
Transaction TypeMortgage
Record UpdatedSep 02, 2019
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3442 JONES RD DUNKIRK MD 207549331, DUNKIRK, MD 20754-9331

Mortgage

Document Number0054180318
DateAug 21, 2019
Book Page005418/000318
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address3442 JONES RD, DUNKIRK, MD 20754-9331
Document Number0051590358
Instrument DateFeb 09, 2018
Transaction TypeMortgage
Record UpdatedMar 30, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3442 JONES RD DUNKIRK MD 207549331, DUNKIRK, MD 20754-9331

Mortgage

Document Number0051590358
DateMar 15, 2018
Book Page005159/000358
Lender
NameMANUFACTURERS TRADE & TR
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address3442 JONES RD, DUNKIRK, MD 20754-9331
Document Number0049640199
Book / Page004964 / 000199
Instrument DateMar 03, 2017
Transaction TypeMortgage
Record UpdatedJul 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3442 JONES RD DUNKIRK MD 207549331, DUNKIRK, MD 20754-9331

Mortgage

Document Number0049640199
DateMar 27, 2017
Book Page004964/000199
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$581,600 (+13.42%)$605,400 (+6.27%) Land $174,300 Building $431,100
2025$6,369.00 (+19.56%)
2023$5,327.00$512,767$569,700 Land $174,300 Building $395,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240098601033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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