3425 Jones Rd, Dunkirk, MD 20754 Property Records

Calvert County property record for 3425 Jones Rd, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,254 sqft · built 1990
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$197,800 (Dec 1990)
Tax Bill	$4,316 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-120945`

Property Details

APN / Parcel Number

Primary APN	`03-120945`
Alternative APNs	`3120945` `120945`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,254 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	120945
Street Address	3425 JONES RD
City	DUNKIRK
State	MD
Zip	20754-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 32 PLAT 1 SMITHVILLE
Legal Subdivision	SMITHVILLE
Legal Lot Number	32
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3013
Census Tract	860103

Owner

Source: Calvert County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3425 JONES RD, DUNKIRK, MD 20754-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 1990 · Amount on Record
Deed Sale	Dec 11, 1990 · Amount on Record
Deed Book / Page	542 / 12
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3425 JONES RD, DUNKIRK, MD 20754-9331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052830173
Date	Nov 16, 2018
Book Page	5283/173

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 21, 2038

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,700 (+10.43%)	$398,300 (+4.98%) Land $170,000 Building $228,300
2025	$4,316.00 (+18.96%)
2023	$3,628.00 Homeowner's exemption	$349,267	$379,400 Land $170,000 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20