3441 E Baldwin Rd, Panama City, FL 32405 Property Records

Bay County property record for 3441 E Baldwin Rd, Panama City, FL 32405 · Last verified July 2026

Property Summary

Property Type	Retail Store
Details	3 bd · 2.5 ba · 9,066 sqft · built 2022
Lot Size	2.36 acres (102,975 sqft)
Owner	Company Name on File
Last Sale	$2,458,689 (Jan 2023)
Tax Bill	$11,749 (2025)
Deeds & Mortgages	Jan 2023 Sale May 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11960-000-000`

Property Details

APN / Parcel Number

Primary APN	`11960-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	9,066 sqft Gross Area
1st Floor Area	8,796 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	102,975 sqft (2.36 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Pool Area	240 sqft
Porch	Slab
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3441 E BALDWIN RD
City	PANAMA CITY
State	FL
Zip	32405-6928
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Legal Description	HIGHLAND CITY (1.48) 117B BEG SE COR LOT 1 TH N 315 W 217 S 315 E 217 TO POB LESS R/W TO ST RD 392-C AND BEG 110 E OF SW COR LOT 1 TH N 315 E 110 S 315 W 110 TO POB BLK 1 ORB 4648 P 1248
Legal Range	14W
Legal Township	03S
Legal Section	27
Legal Subdivision	HIGHLAND CITY
Legal Block	1
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1019
Census Tract	1302

Owner

Source: Bay County records · APN 11960-000-000

Assessment roll updated January 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	45 MARINER LN, MARY ESTHER, FL 32569-2257
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Special Warranty Deed, Transfer NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC
May 02, 2022	Quit Claim Deed, Transfer NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC
May 02, 2022	Warranty Deed, Transfer NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC
May 02, 2022	Warranty Deed, Transfer NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC
Mar 06, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 06, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	May 02, 2022 · Amount on Record
Deed Document Number	20232634
Deed Book / Page	4648 / 1248
Prior Transfer Date	Jun 30, 2022
Prior Transfer Doc	0000054192
Record Updated	Sep 20, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 17, 2023
Property Address	3441 E BALDWIN RD, PANAMA CITY, FL 32405-6928
Document Number	0046481248
Book / Page	4648 / 1248
Instrument Date	Jan 11, 2023
Instrument	2023002634
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$17,210.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1449 SW 74TH DR # DR200, DR200, GAINESVILLE, FL 32607-0013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 N RIDGE AVE, BULLHEAD CITY, AZ 86429-7227

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 02, 2022
Property Address	3441 E BALDWIN RD, PANAMA CITY, FL 32405-6928
Document Number	0045580154
Book / Page	4558 / 154
Instrument Date	Apr 28, 2022
Instrument	2022032837
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E 12TH ST, LYNN HAVEN, FL 32444-3173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 SW 74TH DR STE 200, 200, GAINESVILLE, FL 32607-0013
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 02, 2022
Property Address	3441 E BALDWIN RD, PANAMA CITY, FL 32405-6928
Document Number	0045580150
Book / Page	4558 / 150
Instrument Date	Apr 28, 2022
Instrument	2022032836
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$2,748.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E 12TH ST, LYNN HAVEN, FL 32444-3173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1449 SW 74TH DR STE 200, 200, GAINESVILLE, FL 32607-0013
Investor	Possibly a Property Investor

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 02, 2022
Property Address	3441 E BALDWIN RD, PANAMA CITY, FL 32405-6928
Document Number	0045580147
Book / Page	4558 / 147
Map Reference	MB 4 PG 28
Instrument Date	Mar 29, 2022
Instrument	2022032835
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	NOT AVAILABLE, PROVIDENCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E 12TH ST, LYNN HAVEN, FL 32444-3173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 W 11TH ST, PANAMA CITY, FL 32401-2336
Investor	Possibly a Property Investor

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Mar 06, 2020
Property Address	3441 E BALDWIN RD, PANAMA CITY, FL 32405-6928
Document Number	0042292294
Book / Page	004229 / 002294
Instrument Date	Feb 25, 2020
Instrument	17333
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E 12TH ST LYNN HAVEN FL 324443173, LYNN HAVEN, FL 32444-3173

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Mar 06, 2020
Property Address	3441 E BALDWIN RD, PANAMA CITY, FL 32405-6928
Document Number	0042292288
Book / Page	004229 / 002288
Instrument Date	Aug 16, 2019
Instrument	17332
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E 12TH ST LYNN HAVEN FL 324443173, LYNN HAVEN, FL 32444-3173

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,749.00 (-1.52%)	$949,577 (-0.03%) Land $412,076 Building $537,501	$949,577 (-0.03%) Land $412,076 Building $537,501
2024	$11,930.00 (-1.36%)
2023	$12,095.00 (+1,939.63%)	$949,904 (+1,882.52%) Land $412,076 Building $537,828	$949,904 (+1,882.52%) Land $412,076 Building $537,828
2022	$593.00	$47,914 Land $47,914	$47,914 Land $47,914

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 73 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	45 (2002–2021)
Claims Outside the SFHA	27 of 45
Most Recent Claim	Oct 2021, rainfall accumulation
Claims By Storm	Tropical Storm Fred, Aug 2021 · 5 claims Hurricane Michael, Oct 2018 · 23 claims Severe Storms And Flooding, Jul 2013 · 4 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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