Bay County property record for 3423 E Baldwin Rd, Panama City, FL 32405
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 2,258 sqft · built 1960 |
| Lot Size | 0.795 acres (34,630 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Jun 2013) |
| Tax Bill | $573 (2025) |
| Deeds & Mortgages | Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 11961-000-000 |
| Primary APN | 11961-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,258 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 2,258 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 34,630 sqft (0.795 acres) |
| Lot Dimensions | 315 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3423 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6928 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R1 |
| Legal Description | HIGHLAND CITY (1.49) 117B BEG SW COR LOT 1 TH N 315 E 110 S 315 W 110 TO POB LESS ESMT BLK 1 ORB 4203 P 1931 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1302 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4502 CARLA LN, 23, PANAMA CITY, FL 32405-6429 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2013 · Amount on Record |
| Deed Sale | Jun 12, 2013 · Amount on Record |
| Deed Document Number | 201334285 |
| Deed Book / Page | 3519 / 1030 |
| Last Transfer Date | Dec 18, 2019 |
| Transfer Doc | 0042031931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 20, 2019 |
| Property Address | 3423 E BALDWIN RD, PANAMA CITY, FL 32405-6928 |
| Document Number | 0042031931 |
| Book / Page | 004203 / 001931 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 107696 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4502 CARLA LN PANAMA CITY FL 324056428, PANAMA CITY, FL 32405-6428 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $573.00 (+13.02%) | $43,102 (-1.24%) | $50,600 (+15.94%) Land $50,600 |
| 2024 | $507.00 (+10.7%) | $43,642 (+15%) Land $43,642 | $43,642 (+15%) Land $43,642 |
| 2023 | $458.00 (+22.79%) | $37,950 (+17.19%) Land $37,950 | $37,950 (+17.19%) Land $37,950 |
| 2022 | $373.00 | $32,384 Land $32,384 | $32,384 Land $32,384 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 73 in force |
| Nearby Flood Claims | 45 (2002–2021) |
| Claims Outside the SFHA | 27 of 45 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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