3441 Arnold St, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3441 Arnold St, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,842 sqft · built 2017
Lot Size	0.188 acres (8,211 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Aug 2017)
Tax Bill	$12,586 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-0003-0004-00`

Property Details

APN / Parcel Number

Primary APN	`019-0003-0004-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,842 sqft Living Area
1st Floor Area	1,189 sqft
2nd Floor Area	1,653 sqft
Attic Area	66 sqft
Basement Area	1,175 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,211 sqft (0.188 acres)
Lot Dimensions	168 ft deep x 17 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft
Patio Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3441 ARNOLD ST
City	CINCINNATI
State	OH
Zip	45208-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD ST 0.1885 AC R2 T4 S20
Legal Subdivision	LAND CO 2ND SUB
Legal Lot Number	51 52
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1015
Census Tract	4800

Owner

Source: Hamilton County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3441 ARNOLD ST, CINCINNATI, OH 45208-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 30, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Sep 28, 2015
Deed Document Number	17-0079054
Deed Book / Page	013492 / 000123
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3441 ARNOLD ST, CINCINNATI, OH 45208-4407
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023385
Date	Mar 4, 2022
Book Page	14617/93
Instrument	2022-0023385

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 30, 2017
Property Address	3441 ARNOLD ST, CINCINNATI, OH 45208-4407
Document Number	0000079054
Book / Page	013492 / 000123
Instrument Date	Aug 17, 2017
Instrument	79054
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3441 ARNOLD ST CINCINNATI OH 45208, CINCINNATI, OH 45208

Mortgage

Document Number	79055
Date	Aug 30, 2017
Book Page	013492/000125
Instrument	79055

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,586.00 (+0.14%)	$395,360 (+%) Land $38,188 Building $357,172
2024	$12,568.00 (-0.17%)	$395,359 (-) Land $38,188 Building $357,171
2023	$12,590.00 (+50.96%)	$395,359 (+25.51%) Land $38,188 Building $357,171	$1,129,600 (+25.51%) Land $109,110 Building $1,020,490
2022	$8,340.00	$315,000 Land $33,705 Building $281,295
2020			$900,000 Land $96,300 Building $803,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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