3440 Arnold St, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3440 Arnold St, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,156 sqft · built 1936
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$773,000 (May 2022)
Tax Bill	$10,724 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-0003-0013-00`

Property Details

APN / Parcel Number

Primary APN	`019-0003-0013-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,156 sqft Living Area
1st Floor Area	1,153 sqft
2nd Floor Area	1,003 sqft
Upper Floors Area	79 sqft
Basement Area	991 sqft
Finished Basement	400 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3440 ARNOLD ST
City	CINCINNATI
State	OH
Zip	45208-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARNOLD AVE 50 X 124 PT LOT 62 LINWOOD LAND CO2ND SUB-PARS 13-89 CONS
Legal Subdivision	LAND CO 2ND SUB
Legal Lot Number	62
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	4800

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3440 ARNOLD ST, CINCINNATI, OH 45208-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer · Conventional Mortgage SHAREFAX CU
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK
Jun 28, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Jun 28, 2018 · Amount on Record
Deed Document Number	0000053062
Deed Book / Page	14676 / 1427
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 26, 2022
Property Address	3440 ARNOLD ST, CINCINNATI, OH 45208-4408
Document Number	0000053062
Book / Page	14676 / 1427
Map Reference	MB 6 PG 39
Instrument Date	Apr 29, 2022
Instrument	2022-0053062
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,319.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 ARNOLD ST, CINCINNATI, OH 45208-4408

Mortgage

Document Number	0000053063
Date	May 26, 2022
Instrument	2022-0053063

Lender

Name	SHAREFAX CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3440 ARNOLD ST, CINCINNATI, OH 45208-4408
Document Number	0000074200
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 ARNOLD ST CINCINNATI OH 452084408, CINCINNATI, OH 45208-4408

Mortgage

Document Number	0000074200
Date	Jul 29, 2020
Book Page	014220/001734
Instrument	74200

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 28, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 28, 2018
Property Address	3440 ARNOLD ST, CINCINNATI, OH 45208-4408
Document Number	0000005456
Map Reference	MB6 PG39
Instrument Date	Jun 14, 2018
Instrument	18-0055456
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333
Mail Care Of	GUARDIAN SAVINGS BANK

Mortgage

Document Number	0000005458
Date	Jun 28, 2018
Instrument	18-0055458

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,724.00 (+3.14%)	$270,550 (-) Land $68,411 Building $202,139
2024	$10,398.00 (-2.21%)	$270,550 (-) Land $68,411 Building $202,139
2023	$10,633.00 (+3.87%)	$270,550 (+9.65%) Land $68,411 Building $202,139	$773,000 (+9.65%) Land $195,460 Building $577,540
2022	$10,237.00 Homeowner's exemption	$246,750 Land $60,375 Building $186,375
2020			$705,000 Land $172,500 Building $532,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Arnold St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures