Marion County property record for 3440 SE 45th St, Ocala, FL 34480
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,489 sqft · built 1986 |
| Lot Size | 2.28 acres (99,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Jun 2017) |
| Tax Bill | $7,242 (2023) |
| Deeds & Mortgages | Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31312-000-02 |
| Primary APN | 31312-000-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,489 sqft Living Area |
| Gross Area | 7,667 sqft |
| 1st Floor Area | 3,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 99,317 sqft (2.28 acres) |
| Lot Dimensions | 378 ft deep x 263 ft wide |
| Garage Area | 715 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 2,662 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 801 sqft |
| Deck Area | 1,812 sqft |
| Patio Area | 576 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Utility Building | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0717983000 |
|---|---|
| Old Parcel Number | 3131200002 |
| Street Address | 3440 SE 45TH ST |
| City | OCALA |
| State | FL |
| Zip | 34480-9311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A3 |
| Legal Description | SEC 34 TWP 15 RGE 22 COM AT NE COR OF LOT 185 FLORIDA ORANGE GROVE IN PLAT BOOK B PAGE 222 TH N 89-59-28 E 1290 FT TO POB TH |
| Legal Range | 22E |
| Legal Township | 15S |
| Legal Section | 34 |
| Legal Subdivision | FLORIDA ORANGE GROVE |
| Legal Lot Number | 185 |
| Jurisdiction | MARION FL |
| Township / Civil Division | OCALA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 2302 |
3440 SE 45th St is owned and occupied by two individuals who bought it in June 2017.
Source: Marion County records, as of May 20, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3440 SE 45TH ST, OCALA, FL 34480-9311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on File |
| Deed Sale | Jun 12, 2017 · Amount on File |
| Prior Sale | Jul 9, 2014 · Amount on File |
| Deed Document Number | 2017052639 |
| Deed Book / Page | 6592 / 0722 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 3440 SE 45TH ST, OCALA, FL 34480-9311 |
| Document Number | 0065920722 |
| Book / Page | 006592 / 000722 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 52639 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | OCALA LAND TITLE INSURANCE AGENCY, OCALA LAND TITLE INS AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3440 SE 45TH ST OCALA FL 344809311, OCALA, FL 34480-9311 |
| Document Number | 65920725 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 006592/000725 |
| Instrument | 52640 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Marion County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Marion County |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,242.00 (+2.61%) Homeowner's exemption | $480,504 (+3%) Land $95,760 Building $384,744 | $621,010 (+5.04%) Land $95,760 Building $525,250 |
| 2022 | $7,058.00 Homeowner's exemption | $466,509 | $591,238 Land $102,600 Building $488,638 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3440 SE 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3440 SE 45th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
5G and 4G LTE (outdoors only)
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