3386 SE 45th St, Ocala, FL 34480 Property Records

Marion County property record for 3386 SE 45th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,233 sqft · built 1999
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$158,500 (Nov 2014)
Tax Bill	$3,354 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31315-002-00`

Property Details

APN / Parcel Number

Primary APN	`31315-002-00`
Alternative APNs	`1857392000` `1857392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,233 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	2,233 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	64,469 sqft (1.48 acres)
Lot Dimensions	861 ft deep x 210 ft wide
Garage Type	Attached
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	436 sqft
Patio Area	69 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3386 SE 45TH ST
City	OCALA
State	FL
Zip	34480-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	SEC 34 TWP 15 RGE 22 PLAT BOOK 002 PAGE 036 OAK KNOLLS SUB LOT 2
Legal Range	22E
Legal Township	15S
Legal Section	34
Legal Subdivision	OAK KNOLLS SUB
Legal Block	G
Legal Lot Number	2
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1013
Census Tract	2302

Owner

3386 SE 45th St is owned and occupied by two individuals who bought it in November 2014.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3386 SE 45TH ST, OCALA, FL 34480-9310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 16, 2019	Deed of Trust, Mortgage · Line of Credit FLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2014 · Amount on File
Deed Sale	Nov 5, 2014 · Amount on File
Prior Sale	Jun 25, 2014
Deed Document Number	2014105340
Deed Book / Page	6122 / 1771
Prior Transfer Date	Oct 31, 2006
Prior Transfer Doc	0046291482
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3386 SE 45TH ST, OCALA, FL 34480-9310
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3386 SE 45TH ST, OCALA, FL 34480-9310

Mortgage

Document Number	0077251464
Date	Mar 16, 2022
Book Page	7725/1464
Instrument	2022037667

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3386 SE 45TH ST, OCALA, FL 34480-9310
Document Number	0069340119
Instrument Date	Mar 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3386 SE 45TH ST OCALA FL 344809310, OCALA, FL 34480-9310

Mortgage

Document Number	0069340119
Date	Mar 21, 2019
Book Page	006934/000119
Instrument	28456

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3386 SE 45th St was $3,354 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,354.00 Homeowner's exemption	$224,608	$368,307 Land $54,740 Building $313,567
2023	$2,712.00 (+2.84%) Homeowner's exemption	$192,378 (+3%) Land $41,650 Building $150,728	$317,498 (+9.81%) Land $41,650 Building $275,848
2022	$2,637.00 Homeowner's exemption	$186,775	$289,122 Land $41,650 Building $247,472

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3386 SE 45th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3386 SE 45th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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