3440 Oak Tree Ln, Midlothian, TX 76065 Property Records

Ellis County property record for 3440 Oak Tree Ln, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,235 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (May 2019)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R151888`

Property Details

APN / Parcel Number

Primary APN	`R151888`
Alternative APNs	`00584500500700108` `54584500500700108` `151888`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,235 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	498 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3440 OAK TREE LN
City	MIDLOTHIAN
State	TX
Zip	76065-5650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 5 LAKEGROVE REV 1.0 AC
Legal Subdivision	LAKEGROVE REV
Legal Block	5
Legal Lot Number	7
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4044
Census Tract	60801

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3440 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage FIRST FIN'L BK&TR
May 22, 2019	Warranty Deed, Transfer SERVICE FIRST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on Record
Deed Sale	May 22, 2019 · Amount on Record
Deed Document Number	201914097
Prior Transfer Date	May 16, 2019
Prior Transfer Doc	0000014097
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3440 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Document Number	0000023769
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 OAK TREE LN MIDLOTHIAN TX 760655650, MIDLOTHIAN, TX 76065-5650

Mortgage

Document Number	0000023769
Date	Jul 16, 2020
Instrument	23769

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	FORT WORTH, TX 76110

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	May 22, 2019
Property Address	3440 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Document Number	0000014097
Instrument Date	May 16, 2019
Instrument	14097
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3440 OAK TREE LN MIDLOTHIAN TX 760655650, MIDLOTHIAN, TX 76065-5650

Mortgage

Document Number	14098
Date	May 22, 2019
Instrument	14098

Lender

Name	SERVICE FIRST MTG
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,038 (+8.33%) Land $145,000 Building $307,038	$452,038 (+2.92%) Land $145,000 Building $307,038
2025	$5,768.00 (+4.42%) Homeowner's exemption	$417,269 (+4.58%) Land $145,000 Building $294,225	$439,225 (+10.09%) Land $145,000 Building $294,225
2024	$5,524.00 (+6.62%)
2023	$5,181.00 (+21.53%) Homeowner's exemption	$398,982 Land $130,000 Building $268,982	$398,982 Land $130,000 Building $268,982
2018	$4,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2017–2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Rise Broadband.

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