3430 Oak Tree Ln, Midlothian, TX 76065 Property Records

Ellis County property record for 3430 Oak Tree Ln, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2022)
Tax Bill	$5,078 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage May 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R151889`

Property Details

APN / Parcel Number

Primary APN	`R151889`
Alternative APNs	`00584500500800108` `54584500500800108` `151889`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,925 sqft
1st Floor Area	2,032 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3430 OAK TREE LN
City	MIDLOTHIAN
State	TX
Zip	76065-5650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 5 LAKEGROVE REV 1. AC
Legal Subdivision	LAKEGROVE REV
Legal Block	5
Legal Lot Number	8
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	4
Census Block	4044
Census Tract	60801

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
May 24, 2021	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
May 3, 2022	Transfer on Death Deed, Transfer
May 3, 2022	Vendor's Lien, Transfer · Conventional Mortgage MID AMERICA MORTGAGE SOUTHWEST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Deed Document Number	202218277
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650

Mortgage

Document Number	0002122799
Date	May 24, 2021
Instrument	2122799

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650

Mortgage

Document Number	0002122800
Date	May 24, 2021
Instrument	2122800

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.07%
Type Change Date	Jul 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.07%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ELLIS TX
Recording Date	May 3, 2022
Property Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Document Number	0002218286
Map Reference	VOL 225 PG 623
Instrument Date	May 2, 2022
Instrument	2218286
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1810 FLOYD ST, ENNIS, TX 75119-1828
Investor	Possibly a Property Investor

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	May 3, 2022
Property Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650
Document Number	0002218277
Map Reference	CAB A SL 753
Instrument Date	Apr 29, 2022
Instrument	2218277
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	SW LAND TITLE, SWLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 OAK TREE LN, MIDLOTHIAN, TX 76065-5650

Mortgage

Document Number	0002218278
Date	May 3, 2022
Instrument	2218278

Lender

Name	MID AMERICA MORTGAGE SOUTHWEST INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,500 (+1%)	$462,987 (+23.46%) Land $145,000 Building $317,987
2025	$5,078.00 (-30.38%) Homeowner's exemption	$375,000 (-15.63%) Land $145,000 Building $230,000	$375,000 (-15.63%) Land $145,000 Building $230,000
2024	$7,294.00 (-19.22%)
2023	$9,030.00 (+190.54%) Homeowner's exemption Senior Citizen's exemption	$444,469 Land $130,000 Building $314,469	$444,469 Land $130,000 Building $314,469
2018	$3,108.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2017–2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Rise Broadband.

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