3440 Gaither Rd, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 3440 Gaither Rd, Baltimore, MD 21244

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,590 sqft · built 1960
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$348,000 (Oct 2025)
Tax Bill	$3,666 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2025 Sale & Mortgage + 1 more
APN	`02-0215320030`

Property Details

APN / Parcel Number

Primary APN	`02-0215320030`
Alternative APNs	`20215320030` `0215320030`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	1,850 sqft
1st Floor Area	1,170 sqft
Basement Area	420 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Townhouse
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0215320030
Street Address	3440 GAITHER RD
City	WINDSOR MILL
State	MD
Zip	21244-2919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	MILLWOOD
Legal Subdivision	MILLWOOD
Legal Block	B
Legal Lot Number	13
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	4
Census Block	4009
Census Tract	402303

Owner

3440 Gaither Rd, a townhouse, is owned and occupied by an individual who bought it in October 2025.

Source: Baltimore County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3440 GAITHER RD, WINDSOR MILL, MD 21244-2919
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 16, 2025	Deed, Transfer UIF CORP
Oct 3, 2018	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Book / Page	50606 / 125
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3440 GAITHER RD, BALTIMORE, MD 21244-2919
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 GAITHER RD, BALTIMORE, MD 21244-2919

Mortgage

Document Number	0485870412
Date	Dec 1, 2023
Book Page	48587/412

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	CASHION, OK 73016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 1, 2063

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 16, 2025
Property Address	3440 GAITHER RD, BALTIMORE, MD 21244-2919
Document Number	0506060125
Book / Page	50606 / 125
Map Reference	MB WJR 26 FO 42
Instrument Date	Oct 3, 2025
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	UNKNOWN, WILLAGE SETTLEMETNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3440 GAITHER RD, BALTIMORE, MD 21244-2919

Mortgage

Document Number	0050606132
Date	Oct 16, 2025
Instrument	50606/132

Lender

Name	UIF CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 3, 2018
Property Address	3440 GAITHER RD, BALTIMORE, MD 21244-2919
Document Number	0407440367
Book / Page	0040744 / 367
Map Reference	MB WJR26 FO42
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	REAL ESTATES SETTLEMENT & ES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 GAITHER RD, BALTIMORE, MD 21244-2919

Mortgage

Document Number	0040744374
Date	Oct 3, 2018
Instrument	0040744/374

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3440 Gaither Rd was $3,666, up 18.2% from the year before.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,666.00 (+18.22%)	$204,400	$238,000 Land $101,200 Building $136,800
2024	$3,101.00 (+91.3%)
2023	$1,621.00	$177,400	$187,600 Land $45,500 Building $142,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3440 Gaither Rd; there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3440 Gaither Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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