3432 Gaither Rd, Baltimore (Windsor Mill), MD 21244 Property Records

Baltimore County property record for 3432 Gaither Rd, Baltimore, MD 21244

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,670 sqft · built 1959
Lot Size0.129 acres (5,617 sqft)
OwnerIndividual Name on File
Last Sale$103,750 (Nov 2001)
Tax Bill$3,196 (2024)
Deeds & MortgagesJun 2021 Mortgage
Jul 2018 Loan Modification
APN02-0207471370

Property Details

APN / Parcel Number

Primary APN02-0207471370
Alternative APNs
  • 20207471370
  • 0207471370

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,670 sqft Living Area
Gross Area1,930 sqft
1st Floor Area1,170 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleTownhouse
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area5,617 sqft (0.129 acres)
Lot Dimensions105 ft deep x 50.7 ft wide
Pool Area512 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0207471370
Street Address3432 GAITHER RD
CityWINDSOR MILL
StateMD
Zip21244-2919
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionMILLWOOD
Legal SubdivisionMILLWOOD
Legal BlockB
Legal Lot Number9
JurisdictionBALTIMORE MD
Township / Civil Division2
Census Block Group4
Census Block4009
Census Tract402303

Owner

3432 Gaither Rd, a townhouse, is owned and occupied by an individual who bought it in November 2001.

Source: Baltimore County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address3432 GAITHER RD, WINDSOR MILL, MD 21244-2919
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jul 12, 2018Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2001 · Amount on File
Deed SaleNov 8, 2001 · Amount on File
Prior SaleAug 27, 2001 · Amount on File
Deed Document Number2001221565
Deed Book / Page15740 / 618
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3432 GAITHER RD, BALTIMORE, MD 21244-2919
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0448720116
DateJun 8, 2021
Book Page44872/116
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term326 Months
DueAug 1, 2048

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address3432 GAITHER RD, BALTIMORE, MD 21244-2919
Document Number0409780070
Instrument DateJul 12, 2018
Transaction TypeMortgage
Record UpdatedJan 2, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3432 GAITHER RD WINDSOR MILL MD 212442919, WINDSOR MILL, MD 21244-2919

Mortgage

Document Number0409780070
DateDec 19, 2018
Book Page040978/000070
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 18, 2048
Interest
Rate4.62%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,700$255,700 Land $101,500 Building $154,200
2024$3,196.00 (+112.22%)
2023$1,506.00$192,233$203,200 Land $45,600 Building $157,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3432 Gaither Rd; there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1978–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3432 Gaither Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

Nearby Properties on Gaither Rd

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