3440 Eric Ter, Deltona, FL 32738 Property Records

Volusia County property record for 3440 Eric Ter, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,228 sqft · built 1988
Lot Size	0.306 acres (13,312 sqft)
Owner	2 Individual Names on File
Last Sale	$158,000 (Nov 2019)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-34-44-0040`

Property Details

APN / Parcel Number

Primary APN	`8130-34-44-0040`
Alternative APNs	`31183034440040` `30183134440040` `2769742.0` `2769742`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,606 sqft
1st Floor Area	1,203 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,312 sqft (0.306 acres)
Lot Dimensions	128 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	25 sqft
Patio Area	40 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2769742
Street Address	3440 ERIC TER
City	DELTONA
State	FL
Zip	32738-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 4 BLK 901 DELTONA LAKES UNIT 34 MB 27 PGS 134 TO 142 INC PER OR 3766 PG 2136 PER OR 6931 PG 2035 PER OR 6926 PG 0201 PER OR 6956 PG 3092 PER OR 6962 PG 1456 PER OR 7773 PG 0028
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	34
Legal Block	901
Legal Lot Number	4
Legal Unit	34
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2023
Census Tract	91021

Owner

Source: Volusia County records · APN 8130-34-44-0040

Assessment roll updated March 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3440 ERIC TER, DELTONA, FL 32738-1274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Prior Sale	Feb 25, 2014 · Amount on Record
Deed Document Number	2019222897
Deed Book / Page	7773 / 28
Prior Transfer Date	Jan 27, 2014
Prior Transfer Doc	0069563092
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 13, 2019
Property Address	3440 ERIC TER, DELTONA, FL 32738-1274
Document Number	0077730028
Book / Page	7773 / 0028
Map Reference	MB 27 PG 134
Instrument Date	Nov 08, 2019
Instrument	2019-222897
Transaction Type	Transfer
Record Updated	Aug 02, 2022
Title Company	ABILITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 N ARDEN BLVD, 243, LOS ANGELES, CA 90004-3714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3440 ERIC TER, DELTONA, FL 32738-1274

Mortgage

Document Number	2019222898
Date	Nov 13, 2019
Instrument	2019-222898

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,749 (+2.7%)	$234,519 (+1.24%) Land $55,934 Building $178,585
2025	$2,496.00 (+3.23%) Homeowner's exemption	$152,629 (+5.99%)	$231,639 (+10.83%) Land $55,934 Building $175,705
2024	$2,418.00 (+4.68%)
2023	$2,310.00 (+1.4%) Homeowner's exemption	$144,008 (+3%)	$209,005 (+15.36%) Land $55,146 Building $153,859
2022	$2,278.00 Homeowner's exemption	$139,814	$181,175 Land $39,390 Building $141,785

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 117 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DELTONA WATER serves 81,006 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.