Volusia County property record for 3431 Eric Ter, Deltona, FL 32738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,926 sqft · built 2005 |
| Lot Size | 0.259 acres (11,310 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $150,500 (May 2008) |
| Tax Bill | $1,395 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8130-34-43-0020 |
| Primary APN | 8130-34-43-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,926 sqft Living Area |
| 1st Floor Area | 1,926 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,310 sqft (0.259 acres) |
| Lot Dimensions | 145 ft deep x 78 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2769602.0 |
|---|---|
| Old Parcel Number | 31183034430020 |
| Street Address | 3431 ERIC TER |
| City | DELTONA |
| State | FL |
| Zip | 32738-1275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 2 BLK 900 DELTONA LAKES UNIT 34 MB 27 PGS 134-142 INC PER OR 2109 PG 0421 PER OR 5600 PG 4724 PER OR 5642 PG 2015 PER OR |
| Legal Range | 31E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | DELTONA |
| Legal Tract | 34 |
| Legal Block | 900 |
| Legal Lot Number | 2 |
| Legal Unit | 34 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DELTONA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 91021 |
Source: Volusia County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 3431 ERIC TER, DELTONA, FL 32738-1275 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Feb 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Prior Sale | Mar 6, 2008 |
| Deed Document Number | 2008-106008 |
| Deed Book / Page | 6234 / 4970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 3431 ERIC TER, DELTONA, FL 32738-1275 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3431 ERIC TER, DELTONA, FL 32738-1275 |
| Document Number | 0079891955 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 7989/1955 |
| Instrument | 2021-032448 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 3431 ERIC TER, DELTONA, FL 32738-1275 |
| Document Number | 0078394388 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 431 ERIC TER DELTONA FL 32738, DELTONA, FL 32738 |
| Document Number | 0078394388 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 007839/004388 |
| Instrument | 70011 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Deltona City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,599 (+5.99%) | $336,281 (+8.83%) Land $58,703 Building $277,578 | |
| 2024 | $1,395.00 (+8.06%) | ||
| 2023 | $1,291.00 (+2.3%) Homeowner's exemption | $92,087 (+3%) | $309,004 (+13.09%) Land $57,876 Building $251,128 |
| 2022 | $1,262.00 Homeowner's exemption | $89,405 | $273,239 Land $41,340 Building $231,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTONA WATER serves 81,006 people · EPA ID FL3640287 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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