La Crosse County property record for 3440 Emerald Valley Dr, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.514 acres (22,390 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Oct 2022) |
| Tax Bill | $10,468 (2025) |
| Deeds & Mortgages | Jan 2023 Construction Loan Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-006677-000 |
| Primary APN | 018-006677-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 22,390 sqft (0.514 acres) |
|---|
| Street Address | 3440 EMERALD VALLEY DR |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-8851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4TH ADDITION TO COUNTRY CLUB ESTATES LOT 102 |
| Legal Lot Number | 102 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10401 |
3440 Emerald Valley Dr is owned and occupied by an individual who bought it in October 2022.
Source: La Crosse County records, as of February 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3440 EMERALD VALLEY DR, ONALASKA, WI 54650-8851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Construction Mortgage SUMMIT CU |
| Oct 12, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on File |
| Deed Sale | Oct 12, 2022 · Amount on File |
| Deed Document Number | 1800703 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 3440 EMERALD VALLEY DR, ONALASKA, WI 54650-8851 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001803729 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 1803729 |
| Name | SUMMIT CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Oct 12, 2022 |
| Property Address | 3440 EMERALD VALLEY DR, ONALASKA, WI 54650-8851 |
| Document Number | 0001800703 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 1800703 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $372.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4604 SCHOFIELD ST, MONONA, WI 53716-1027 |
The 2025 property tax bill for 3440 Emerald Valley Dr was $10,468 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,468.00 Homeowner's exemption | $775,700 Land $157,100 Building $618,600 | $784,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3440 Emerald Valley Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3440 Emerald Valley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
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