3394 Emerald Valley Dr, Onalaska, WI 54650 Property Records

La Crosse County property record for 3394 Emerald Valley Dr, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.72 acres (31,363 sqft)
OwnerTrust Name on File
Last Sale$1,050,000 (Jan 2021)
Tax Bill$18,288 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN018-006231-000

Property Details

APN / Parcel Number

Primary APN018-006231-000
Alternative APNs
  • 18 6231 0
  • 64157

Exterior

Lot Area31,363 sqft (0.72 acres)

Location & Zoning

Street Address3394 EMERALD VALLEY DR
CityONALASKA
StateWI
Zip54650-8746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMZA
Legal Description3RD ADDN TO COUNTRY CLUB EST LOT 95
Legal Range07W
Legal Township16N
Legal Section02
Legal SubdivisionCOUNTRY CLUB EST
Legal Lot Number95
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4011
Census Tract10401

Owner

3394 Emerald Valley Dr is owner-occupied and held in a trust since January 2021.

Source: La Crosse County records, as of June 4, 2026

Owner of RecordTrust Name on File
Mailing Address3394 EMERALD VALLEY DR, ONALASKA, WI 54650-8746
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS STATE BANK
Jul 25, 2018Deed of Trust, Mortgage · Balloon Mortgage
ALTRA FCU
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Jan 7, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2021 · Amount on File
Deed SaleJan 7, 2021 · Amount on File
Prior SaleMar 13, 2018 · Amount on File
Deed Document Number20211763475
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address3394 EMERALD VALLEY DR, ONALASKA, WI 54650-8746
Transaction TypeMortgage
Record UpdatedAug 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001763477
DateJan 7, 2021
Instrument1763477
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address3394 EMERALD VALLEY DR, ONALASKA, WI 54650-8746
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1713768
DateJul 25, 2018
Instrument1713768
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term12 Months
DueJun 1, 2019
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address3394 EMERALD VALLEY DR, ONALASKA, WI 54650-8746
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1734141
DateOct 10, 2019
Instrument1734141
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address3394 EMERALD VALLEY DR, ONALASKA, WI 54650-8746
Transaction TypeMortgage
Record UpdatedMar 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1734173
DateOct 10, 2019
Instrument1734173
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 9, 2049
Interest
Rate TypeFixed Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJan 7, 2021
Property Address3394 EMERALD VALLEY DR, ONALASKA, WI 54650-8746
Document Number0001763475
Instrument DateJan 6, 2021
Instrument1763475
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyTOWN & COUNTRY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001763476
DateJan 7, 2021
Instrument1763476
Lender
NameCITIZENS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3394 Emerald Valley Dr was $18,288 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,288.00 Homeowner's exemption$1,339,500 Land $189,400 Building $1,150,100$1,355,000
2023$17,730.00 Homeowner's exemption$1,050,000 Land $126,600 Building $923,400$1,050,000 Land $126,600 Building $923,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3394 Emerald Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3394 Emerald Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000

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