3440 Egan Rd, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 3440 Egan Rd, Chesterfield, VA 23832

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1979
Lot Size0.301 acres (13,112 sqft)
Owner2 Individuals on Record
Last Sale$300,000 (Oct 2025)
Tax Bill$2,554 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04010110B00J004

Property Details

APN / Parcel Number

Primary APN04010110B00J004
Alternative APNs
  • 765-69-20-91-500-000
  • 361993001
  • 495987000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,372 sqft Finished Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area13,112 sqft (0.301 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
Deck Area70 sqft
Patio Area189 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number495987000
Street Address3440 EGAN RD
CityCHESTERFIELD
StateVA
Zip23832-8303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionBELMONT HLS WEST L4BK J SEC B
Legal SubdivisionBELMONT HILLS WEST
Legal BlockJ
Legal Lot Number4
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3005
Census Tract100206

Owner

Source: Chesterfield County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address3440 EGAN RD, CHESTERFIELD, VA 23832-8303
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleJul 3, 2013 · Amount on Record
Deed Document Number202535353
Deed Book / Page15036 / 91
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHESTERFIELD VA
Recording DateOct 15, 2025
Property Address3440 EGAN RD, CHESTERFIELD, VA 23832-8303
Document Number0015036-91
Book / Page15036 / 91
Map ReferenceMB 32 PG 8&9
Instrument DateOct 6, 2025
Instrument250035353
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0250035354
DateOct 15, 2025
Instrument250035354
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,554.00 (+1.35%)$284,200 (+1.36%) Land $61,000 Building $223,200$284,200 (+1.36%) Land $61,000 Building $223,200
2025$2,520.00 (+16.24%)$280,400 (+19.02%) Land $58,000 Building $222,400$280,400 (+19.02%) Land $58,000 Building $222,400
2023$2,168.00$235,600 Land $51,000 Building $184,600$235,600 Land $51,000 Building $184,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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