3431 Egan Rd, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 3431 Egan Rd, Chesterfield, VA 23832

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,431 sqft · built 1979
Lot Size0.255 acres (11,108 sqft)
OwnerIndividual Name on Record
Last Sale$200,411 (Jun 2019)
Tax Bill$2,606 (2026)
Deeds & MortgagesDec 2020 Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN765-69-22-91-900-000

Property Details

APN / Parcel Number

Primary APN765-69-22-91-900-000
Alternative APN
  • 405546001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,431 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area11,108 sqft (0.255 acres)

Exterior Amenities

PorchPatio
Porch Area176 sqft
Deck AreaDeck Area
Patio Area580 sqft
Balcony Area39 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number405546001
Street Address3431 EGAN RD
CityCHESTERFIELD
StateVA
Zip23832-8304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionBELMONT HLS WEST L16BK F SEC B
Legal SubdivisionBELMONT HILLS WEST
Legal BlockF
Legal Lot Number16
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3006
Census Tract100206

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3431 EGAN RD, CHESTERFIELD, VA 23832-8304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CTRL LLC
Jun 12, 2019Warranty Deed, Transfer · Conventional with PMI
C&F MTG
May 12, 2018Deed of Trust, Mortgage · Line of Credit
VIRGINIA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Prior SaleFeb 22, 2012 · Amount on Record
Deed Document Number201921234
Deed Book / Page12337 / 63
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3431 EGAN RD, CHESTERFIELD, VA 23832-8304
Document Number13121492
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 EGAN RD CHESTERFIELD VA 238328304, CHESTERFIELD, VA 23832-8304

Mortgage

Document Number13121492
DateDec 9, 2020
Book Page013121/000492
Instrument68381
Lender
NameCAPITAL CTRL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 8, 2040
Interest
Rate TypeFixed Rate
Rate3.25%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJun 12, 2019
Property Address3431 EGAN RD, CHESTERFIELD, VA 23832-8304
Document Number1233763
Book / Page012337 / 000063
Instrument DateJun 11, 2019
Instrument21234
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.41
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3431 EGAN RD CHESTERFIELD VA 238328304, CHESTERFIELD, VA 23832-8304

Mortgage

Document Number1233767
DateJun 12, 2019
Book Page012337/000067
Instrument21235
Lender
NameC&F MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueJun 11, 2039
Interest
Rate TypeFixed Rate

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3431 EGAN RD, CHESTERFIELD, VA 23832-8304
Document Number11983834
Instrument DateMay 12, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number11983834
DateMay 17, 2018
Book Page011983/000834
Instrument17999
Lender
NameVIRGINIA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 16, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,606.00 (+19.16%)$290,000 (+1.29%) Land $61,000 Building $229,000$290,000 (+1.29%) Land $61,000 Building $229,000
2025$286,300 (+20.5%) Land $58,000 Building $228,300$286,300 (+20.5%) Land $58,000 Building $228,300
2023$2,187.00$237,600 Land $51,000 Building $186,600$237,600 Land $51,000 Building $186,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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