Hernando County property record for 3440 Bluefish Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2009 |
| Square Footage | 1,404 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $272,000 (2019) |
| Tax Bill | $1,884.00 (2025) |
| Primary APN | R24-223-16-2370-0134-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,404 sqft Living Area |
| 1st Floor | 1,384 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 1,040 sqft Garage |
| Carport | Carport |
| Deck Area | 20 sqft Deck |
|---|---|
| Patio Area | 168 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 1,708 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00935331 |
|---|---|
| Street Address | 3440 BLUEFISH DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3611 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 134 LOT 40 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 134 |
| Legal Lot Number | 40 |
| Legal Unit | 13 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records · APN R24-223-16-2370-0134-0400
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3440 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Prior Sale | Oct 06, 1998 · Amount on Record |
| Deed Doc Number | 2019042627 |
| Deed Book / Page | 3725 / 1858 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3440 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3440 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611 |
| Document Number | 0040590422 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 4059/422 |
| Instrument | 2021071069 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 3440 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038731441 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3873/1441 |
| Instrument | 2020048468 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 10, 2019 |
| Property Address | 3440 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611 |
| Document Number | 0037251858 |
| Book / Page | 3725 / 1858 |
| Map Reference | MB 17 PG 70-73 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019042627 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | SOUTHEAST TITLE OF SUNCOAST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,904.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1812 ATLANTIS PL, 1812, TALLAHASSEE, FL 32303-5256 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3440 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611 |
| Document Number | 0037251860 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 3725/1860 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,884.00 (+1.51%) Additional exemption filed | $171,474 (+5.99%) | $373,479 (+7.47%) Land $70,500 Building $302,979 |
| 2023 | $161,787 (+3%) Land $161,787 | ||
| 2022 | $1,856.00 Homeowner's exemption | $157,075 | $347,520 Land $73,125 Building $274,395 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 625 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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