3432 Bluefish Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3432 Bluefish Dr, Hernando Beach, FL 34607 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,854 sqft · built 2004
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Aug 2021)
Tax Bill$5,760 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Mar 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APNR24-223-16-2370-0134-0390

Property Details

APN / Parcel Number

Primary APNR24-223-16-2370-0134-0390
Alternative APNs
  • 00935322
  • 935322

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories3 Stories
Building Area1,854 sqft Living Area
1st Floor Area1,434 sqft
Upper Floors Area420 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage Area1,408 sqft
Parking Spaces5 Parking Spaces
PorchPorch
Porch Area682 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00935322
Street Address3432 BLUEFISH DR
CityHERNANDO BEACH
StateFL
Zip34607-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERNANDO BEACH UNIT 13-B BLK 134 LOT 39
Legal Range16E
Legal Township23S
Legal Section24
Legal SubdivisionHERNANDO BEACH UNIT 13-B
Legal Block134
Legal Lot Number39
Legal Unit13
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1008
Census Tract41501

Owner

Source: Hernando County records · APN R24-223-16-2370-0134-0390

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3432 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Special Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Mar 31, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO
Apr 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleMar 31, 2021 · Amount on Record
Deed Document Number2021060639
Deed Book / Page4040 / 1054
Record UpdatedJun 08, 2026

August 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateAug 12, 2021
Property Address3432 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611
Document Number0040401054
Book / Page4040 / 1054
Map ReferenceMB 17 PG 70
Instrument DateAug 10, 2021
Instrument2021060639
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyGULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address3432 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611

Mortgage

Document Number0040401055
DateAug 12, 2021
Instrument4040/1055
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMar 31, 2021
Property Address3432 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611
Document Number0039740875
Book / Page3974 / 875
Map ReferenceMB 17 PG 70
Instrument DateMar 30, 2021
Instrument2021022265
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

AmountAmount Recorded
Tax$2,766.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3432 BLUEFISH DR, 3432, HERNANDO BEACH, FL 34607-3611

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address3432 BLUEFISH DR, HERNANDO BEACH, FL 34607-3611
Document Number0035850675
Instrument DateApr 18, 2018
Transaction TypeMortgage
Record UpdatedJun 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3432 BLUEFISH DR HERNANDO BEACH FL 346073611, HERNANDO BEACH, FL 34607-3611

Mortgage

Document Number0035850675
DateMay 18, 2018
Book Page003585/000675
Instrument30988
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2048

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,760.00 (-5.71%) Additional exemption filed$442,935 (+0.25%) Land $72,000 Building $370,935$442,935 (+0.25%) Land $72,000 Building $370,935
2023$441,834 (-2.2%) Land $80,893 Building $360,941
2022$6,109.00 Homeowner's exemption$451,752 Land $61,425 Building $390,327$441,834 Land $74,625 Building $367,209

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 357 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 625 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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