Monroe County property record for 344 Windley Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2004 |
| Lot Size | 0.205 acres (8,963 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $125,000 (Jun 2000) |
| Tax Bill | $4,133 (2024) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00534940-000000 |
| Primary APN | 00534940-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Attic | Attic |
| Attic Area | 654 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,963 sqft (0.205 acres) |
| Lot Dimensions | 125 ft deep x 72 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 336 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,619 sqft |
| Deck Area | 161 sqft |
| Patio Area | 191 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1658448 |
|---|---|
| Street Address | 344 WINDLEY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 1 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR179-99 OR372-209 OR703-392 OR977-1817D/C OR977-1818AFF OR977-1819AFF |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 344 WINDLEY RD, KEY LARGO, FL 33037-3035 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2000 · Amount on Record |
| Deed Sale | Jun 2, 2000 · Amount on Record |
| Deed Document Number | 0163600649 |
| Deed Book / Page | 01636 / 00649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 344 WINDLEY RD, KEY LARGO, FL 33037-3035 |
| Document Number | 0029941455 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 344 WINDLEY RD KEY LARGO FL 330373035, KEY LARGO, FL 33037-3035 |
| Document Number | 0029941455 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 002994/001455 |
| Instrument | 2244542 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 14, 2034 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $474,441 (+5.99%) | $1,224,148 (+15.63%) Land $738,169 Building $485,979 | |
| 2024 | $4,133.00 (+4.24%) | ||
| 2023 | $3,965.00 (+5.56%) Homeowner's exemption | $447,641 (+2.78%) | $1,058,642 (+12.07%) Land $581,490 Building $477,152 |
| 2022 | $3,756.00 Homeowner's exemption | $435,549 | $944,657 Land $484,575 Building $460,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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