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339 Windley Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 339 Windley Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,529 sqft · built 2004
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jun 2021)
Tax Bill$6,535 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00535060-000000

Property Details

APN / Parcel Number

Primary APN00535060-000000
Alternative APN
  • 1658561

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,529 sqft Living Area
Gross Area1,935 sqft
1st Floor Area1,529 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2006
Exterior MaterialOther
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal
Garage TypeAttached
Garage Area406 sqft

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Patio Area30 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1658561
Street Address339 WINDLEY RD
CityKEY LARGO
StateFL
Zip33037-3035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 5 LT 13 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR512-662 OR985-93/94 OR1008-1182 OR1660-844 OR1919-194 OR2019-752 OR2153-1835 OR2259-1174/75 OR2388-2326 OR2467-326/29 OR2482-2040/44 OR3105-1239
Legal Range40E
Legal Township60S
Legal Section31
Legal SubdivisionLAKE SURPRISE ESTATES
Legal Block5
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2000
Census Tract972700

Owner

Source: Monroe County records · APN 00535060-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address339 WINDLEY RD, KEY LARGO, FL 33037-3035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleSep 10, 2010 · Amount on Record
Deed Document Number20212325175
Deed Book / Page3105 / 1239
Prior Transfer DateMay 28, 2021
Prior Transfer Doc0031051239
Record UpdatedJun 08, 2026

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 14, 2021
Property Address339 WINDLEY RD, KEY LARGO, FL 33037-3035
Document Number0031051239
Book / Page3105 / 1239
Map ReferenceMB 4 PG 162
Instrument DateMay 28, 2021
Instrument2325175
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyTITLE ON THE MILE LLC

Transaction

AmountAmount Recorded
Tax$595.00
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address339 WINDLEY RD, KEY LARGO, FL 33037-3035

Mortgage

Document Number0031051241
DateJun 14, 2021
Instrument3105/1241
Lender
NameSUNSHINE FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$823,504 (+2.9%)$975,629 (-1.14%) Land $610,095 Building $365,534
2024$6,535.00 (+3.75%) Homeowner's exemption$800,296 (+3%)$986,906 (+16.62%) Land $610,095 Building $376,811
2023$6,299.00 (+6.58%) Homeowner's exemption$776,987 (+3%)$846,243 (+12.18%) Land $480,600 Building $365,643
2022$5,910.00 Homeowner's exemption$754,357 Land $400,500 Building $353,857$754,357 Land $400,500 Building $353,857

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 301 locations within half a mile of this property.

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