344 Whisper Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 344 Whisper Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Mar 2012)
Tax Bill$3,882 (2025)
Flood ZoneZone X (minimal risk)
APN029323-0830

Property Details

APN / Parcel Number

Primary APN029323-0830

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area1,841 sqft
1st Floor Area1,404 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area128 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address344 WHISPER RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description50/49-58 WHISPER RIDGE UNIT 3 LOT 83 OR3541/1817
Legal Range28E
Legal Township07S
Legal Section01
Legal SubdivisionWHISPER RIDGE UNIT 3
Legal Block2
Legal Lot Number83
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2022
Census Tract20906

Owner

344 Whisper Ridge Dr is owned by two individuals who bought it in March 2012.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address4857 WINTON CIR, SAINT AUGUSTINE, FL 32086-5632
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2012 · Amount on File
Deed SaleMar 29, 2012 · Amount on File
Prior SaleMay 4, 2006 · Amount on File
Deed Document Number201217316
Deed Book / Page3541 / 1817
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 344 Whisper Ridge Dr was $3,882, up 9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$268,043 (+1.75%) Land $85,000 Building $183,043$268,043 (+1.75%) Land $85,000 Building $183,043
2025$3,882.00 (+8.98%)$263,441 (-7.84%)$263,441 (-7.84%) Land $80,000 Building $183,441
2024$3,562.00 (+5.1%)$285,844 (+3.42%)$285,844 (+3.42%) Land $90,000 Building $195,844
2023$3,389.00 (+8.38%)$276,395 (+8.77%)$276,395 (+8.77%) Land $88,088 Building $188,307
2022$3,127.00$254,109$254,109 Land $72,800 Building $181,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 344 Whisper Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 344 Whisper Ridge Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

May also be available: Verizon.

Nearby Properties on Whisper Ridge Dr

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