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332 Whisper Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 332 Whisper Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,583 sqft · built 2004
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$188,000 (Apr 2015)
Tax Bill$2,788 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN029323-0860

Property Details

APN / Parcel Number

Primary APN029323-0860

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,583 sqft Living Area
Gross Area2,275 sqft
1st Floor Area1,583 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area266 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address332 WHISPER RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3776
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description50/49-58 WHISPER RIDGE UNIT 3 LOT 86 OR4012/1456
Legal Range28E
Legal Township07S
Legal Section01
Legal SubdivisionWHISPER RIDGE UNIT 3
Legal Block2
Legal Lot Number86
Legal Unit3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2022
Census Tract20906

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address332 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3776
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2015 · Amount on Record
Deed SaleApr 13, 2015 · Amount on Record
Prior SaleMay 7, 2008 · Amount on Record
Deed Document Number201521492
Deed Book / Page4012 / 1456
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address332 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3776
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address332 WHISPER RIDGE DR, SAINT AUGUSTINE, FL 32092-3776

Mortgage

Document Number0053910772
DateOct 12, 2021
Book Page5391/772
Instrument2021111029
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,959 (+2.7%)$353,908 (-0.7%) Land $85,000 Building $268,908
2025$2,788.00 (+65.85%) Homeowner's exemption$220,992 (+44.15%)$356,407 (+10.6%) Land $80,000 Building $276,407
2024$1,681.00 (+2.31%) Homeowner's exemption$153,310 (+3%)$322,250 (+2.64%) Land $90,000 Building $232,250
2023$1,643.00 (+3.86%) Homeowner's exemption$148,845 (+3%)$313,967 (+8.77%) Land $88,088 Building $225,879
2022$1,582.00 Homeowner's exemption$144,510$288,643 Land $72,800 Building $215,843

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Verizon.

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