344 W 17th St, Covington, KY 41014 Property Records

Kenton County property record for 344 W 17th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 878 sqft
Lot Size	0.046 acres (1,988 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2022)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-13-008.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-13-008.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	878 sqft Finished Area
Gross Area	938 sqft

Exterior

Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Metal
Lot Area	1,988 sqft (0.046 acres)
Lot Dimensions	75 ft deep x 26.5 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	344 W 17TH ST
City	COVINGTON
State	KY
Zip	41014-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURN AVE LD CO PT LOTS 134-135-136 26' NEC 17TH & MAY BEING 26 1/2X75'
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	62
Legal Lot Number	134,13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4005
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	344 W 17TH ST, COVINGTON, KY 41014-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Nov 5, 2018	Warranty Deed, Transfer NATIONS DIRECT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	202278
Deed Book / Page	202 / 678
Prior Transfer Date	Jul 26, 2004
Prior Transfer Doc	0C22680276
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 29, 2022
Property Address	344 W 17TH ST, COVINGTON, KY 41014-1046
Document Number	0005900078
Book / Page	202 / 678
Instrument Date	Nov 28, 2022
Instrument	22112905900078
Transaction Type	Transfer
Record Updated	Dec 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3504 TARPIS AVE, CINCINNATI, OH 45208-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 W 17TH ST, COVINGTON, KY 41014-1046

Mortgage

Document Number	0005900079
Date	Nov 29, 2022
Instrument	22112905900079

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	344 W 17TH ST, COVINGTON, KY 41014-1046
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 W 17TH ST, COVINGTON, KY 41014-1046

Mortgage

Document Number	0005900050
Date	Jul 19, 2021
Book Page	242/827
Instrument	21071905900050

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Nov 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	344 W 17TH ST, COVINGTON, KY 41014-1046
Document Number	0000000131
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 W 17TH ST COVINGTON KY 410141046, COVINGTON, KY 41014-1046

Mortgage

Document Number	0000000131
Date	Dec 6, 2018
Book Page	0C6558/000033
Instrument	131

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, COVINGTON, KY 41011-2711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2023

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 5, 2018
Property Address	344 W 17TH ST, COVINGTON, KY 41014-1046
Document Number	0000000135
Book / Page	0C6538 / 000267
Instrument Date	Oct 5, 2018
Instrument	135
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 W 17TH ST COVINGTON KY 410141046, COVINGTON, KY 41014-1046

Mortgage

Document Number	136
Date	Nov 5, 2018
Book Page	0C6538/000271
Instrument	136

Lender

Name	NATIONS DIRECT MTG
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (-) Land $10,000 Building $130,000	$140,000 (-) Land $10,000 Building $130,000
2025	$1,855.00 (-0.48%)	$140,000 (-) Land $5,000 Building $135,000	$140,000 (-) Land $5,000 Building $135,000
2023	$1,864.00	$140,000 Land $5,000 Building $135,000	$140,000 Land $5,000 Building $135,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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