343 W 17th St, Covington, KY 41014 Property Records

Kenton County property record for 343 W 17th St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,032 sqft · built 1920
Lot Size	0.188 acres (8,211 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (May 2024)
Tax Bill	$2,451 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-14-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-14-002.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Finished Area
Gross Area	1,193 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	8,211 sqft (0.188 acres)
Lot Dimensions	119 ft deep x 69 ft wide
Garage Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	343 W 17TH ST
City	COVINGTON
State	KY
Zip	41014-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBURN AVE LD CO LOT 133 & PT 132 2ND 69X119 IRREG
Legal Subdivision	WOODBURN AVE LAND CO
Legal Phase	2
Legal Lot Number	133,132
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4006
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

343 W 17th St is owned by an individual who bought it in May 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	757 RED BUD AVE, CINCINNATI, OH 45229-1530
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2024 · Amount on File
Deed Sale	May 15, 2024 · Amount on File
Deed Document Number	20247
Deed Book / Page	284 / 530
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 8, 2026
Property Address	343 W 17TH ST, COVINGTON, KY 41014-1045
Document Number	0000009524
Book / Page	427 / 867
Instrument Date	May 4, 2026
Instrument	20269524
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SERV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	757 RED BUD AVE, CINCINNATI, OH 45229-1530
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009524,
Date	May 8, 2026
Book Page	427/867
Instrument	20269524

Lender

Name	GUARDIAN SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 343 W 17th St was $2,451.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,000 (-) Land $10,000 Building $175,000	$185,000 (-) Land $10,000 Building $175,000
2025	$2,451.00	$185,000 Land $5,000 Building $180,000	$185,000 Land $5,000 Building $180,000
2023	$963.00 Homeowner's exemption	$118,700 Land $5,000 Building $113,700	$118,700 Land $5,000 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 W 17th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 W 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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